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Overview of the BMO eclipse Visa Infinite Privilege* Card

Earn rewards

5 points/$1

On groceries, dining, drugstore purchases, gas and travel*

1 point/$1

On everything else

Detailed card summary

Benefits & features

  • Welcome offer: Get up to 120,000 points*
  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $200 anniversary lifestyle credit to spend however you want*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 25% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
  • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  • Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply
  • BMO eclipse Visa Infinite Privilege applications must be received between March 6, 2024 and June 1, 2025 (the “Offer Period”) to be eligible for this offer. 50,000 BMO Rewards welcome bonus points will be applied to your BMO Rewards Collector Account after you spend a minimum of $6,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first three (3) months after the account open date. BMO Rewards welcome bonus points will be credited to your Collector Account within sixty (60) business days following the applicable qualifying spend threshold being met. Receive an additional 30,000 BMO Rewards points (6) months after the Credit Card account open date after you spend a minimum of $30,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first six (6) months after the account open date. The 30,000 BMO Rewards points will be applied to your BMO Rewards Collector Account within forty (40) business days following the applicable qualifying criteria being met. Receive an additional 40,000 BMO Rewards points twelve (12) months after the Credit Card account open date when you spend a minimum of $75,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first twelve (12) months after the account open date, as long your account is in good standing at the time you qualify for the additional points. This offer is not available to current or former BMO eclipse Visa Infinite Privilege cardholders who reinstate a closed account or open a new account during the Offer Period. Existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for this offer. If you cancel your card within ninety (90) days of account opening, the welcome bonus will be cancelled. This offer may be withdrawn or changed without notice.

How to redeem


How to get approved


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