BMO CashBack World MasterCard®
First year rewards (up to)
Gift card
Signup
bonus
bonus
Spending
bonus
bonus
Monthly
bonus
bonus
Annual fee
Annual fee
(1st yr waived)
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
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Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Insurance
Earn points on each dollar you spend
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Benefits
Travel emergency medical
Travel Accident Insurance
Trip cancellation
Trip interruption
Flight delay
Baggage loss
Baggage delay
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car.
Rental
Car rental collision / loss damage waiver
- Zero liability
- Extended warranty
- Purchase assurance
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$79
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
19.99%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
$100K / Year
- Be a permanent Canadian resident Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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Earn 10% cash back on purchases for the first 3 months.. |
You could get a 0% promotional annual interest rate (“AIR”)† for 6 months. |
Low interest rate of 8.99% on purchases and funds advances. |
Earn $150 in bonus points for travel with your first $1,000 in everyday purchases. |
| Compare | Compare | Compare | Compare |
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- Earn cash by using your MasterCard: With 1.25% CashBack on every purchase, spending $10,000 a year gives you a $125 rebate to your credit card!1
- Triple your cash rebate with 3% CashBack5 - and get up to 25% off rentals6
- at National Car Rental & Alamo Rent A Car locations worldwide - Dining and Entertainment Reservations and Recommendations: 24/7 access to BMO Concierge Service by calling 1-800-741-6758
- $79 Annual fee
- 19.9% Interest rate
- Get FREE help on the road - with BMO Roadside Assistance - and save yourself the cost of buying alternative coverage: Includes battery boosts, flat-tire change, lock-out service and towing (a $69/year value)2
- Get free BMO World Travel Protection: includes Car Rental Collision Damage, flight delay & baggage insurance3
- Get free extended warranty and purchase protection: : Items bought with your credit card are automatically insured against theft for 90 days. And save the cost of buying extended warranty insurance - you're already covered7
- Convenient concierge service: makes your personal and professional life easier with 24-hour access to financial, entertainment and leisure arrangements
- Add an additional cardholder to your BMO MasterCard account (and earn even more CashBack) for only $15/year