Overview of the BMO Blue Rewards Mastercard®*
Earn rewards
5 points/$1
On participating Blue Rewards Partners*
1 point/$1On groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
0.5 points/$1On everything else*
Detailed card summary
Benefits & features
- Welcome Offer: Get 20,000 Bonus Points and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee*. Plus, earn rewards from over 400 brands.*
- Earn 5 Points for every $1 spent at participating Blue Rewards Partners*
- Earn 1 Point for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
- Earn 0.5 Points for every $1 spent on everything else*
- Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout*
- Get even more Blue Points when you add an extra cardholder for free
- Redeem any amount of Points to reduce what you pay out of pocket when using a combination of your BMO Blue Rewards credit card and Points*
- Redeem your Points for entertainment, merchandise, eGift Cards, in-store purchases and more*
- Unlock exclusive offers at top brands through Blue Rewards offers
- Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.*
- Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
- Get 20% off admission to Cirque du Soleil shows in Canada, and 15% off resident shows in Las Vegas*
- Extended warranty and purchase protection*
- Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
- Balance Transfer & Cash Advance: 21.99% for Quebec residents
- BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information
- *Terms and conditions apply.