Overview of the Affirm MasterCard (Unsecured)

Not available to residents of Quebec

NOTE: This is an unsecured credit card which is specifically designed for those with lower credit scores who are looking to re-build their credit

• True credit – no security deposit required
• Credit limit up to $3,000
• Use it anywhere MasterCard® cards are accepted
• Online access to your card account
• Interest rate: 29.99% for homeowners and 34.99% for non-homeowners
• Balance transfer: 29.99% for homeowners and 34.99% for non-homeowners
• Annual fee of $120.00 ($10.00/month)
• Balance transfer fee (if applicable) – $25.00
• Minimum monthly payment – the greater of $30 or 4%
• Reports to credit bureaus every month under Affirm Card/BC
• Typical credit score requirements: 600 + traditional or 500+ bankruptcy/consumer proposal
• See Disclosure Statement on application for full details of fees

• Further eligibility criteria:
• Discharged from any bankruptcy
• Employed or have regular source of income