Overview of the Affirm MasterCard (Unsecured)
Affirm MasterCard (Unsecured)
Card details
- Annual fee
- Purchase interest rate
Compare against our best Secured cards
Detailed card summary
Benefits & features
Not available to residents of Quebec
NOTE: This is an unsecured credit card which is specifically designed for those with lower credit scores who are looking to re-build their credit
- True credit – no security deposit required
- Credit limit up to $3,000
- Use it anywhere MasterCard® cards are accepted
- Online access to your card account
- Interest rate: 29.99% for homeowners and 34.99% for non-homeowners
- Balance transfer: 29.99% for homeowners and 34.99% for non-homeowners
- Annual fee of $120.00 ($10.00/month)
- Balance transfer fee (if applicable) – $25.00
- Minimum monthly payment – the greater of $30 or 4%
- Reports to credit bureaus every month under Affirm Card/BC
- Typical credit score requirements: 600 + traditional or 500+ bankruptcy/consumer proposal
- See Disclosure Statement on application for full details of fees
- Further eligibility criteria:
- Discharged from any bankruptcy
- Employed or have regular source of income