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Overview of the Affirm MasterCard (Unsecured)

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Detailed card summary

Benefits & features

Not available to residents of Quebec

NOTE: This is an unsecured credit card which is specifically designed for those with lower credit scores who are looking to re-build their credit

  • True credit – no security deposit required
  • Credit limit up to $3,000
  • Use it anywhere MasterCard® cards are accepted
  • Online access to your card account
  • Interest rate: 29.99% for homeowners and 34.99% for non-homeowners
  • Balance transfer: 29.99% for homeowners and 34.99% for non-homeowners
  • Annual fee of $120.00 ($10.00/month)
  • Balance transfer fee (if applicable) – $25.00
  • Minimum monthly payment – the greater of $30 or 4%
  • Reports to credit bureaus every month under Affirm Card/BC
  • Typical credit score requirements: 600 + traditional or 500+ bankruptcy/consumer proposal
  • See Disclosure Statement on application for full details of fees
  • Further eligibility criteria:
    • Discharged from any bankruptcy
    • Employed or have regular source of income

How to get approved

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