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RBC Avion Visa Infinite

RBC Avion Visa Infinite

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Travel
Welcome bonus – Earn up to $1,178 in first-year bonuses.

Card highlights

First year reward

$1,632

Based on spending $2,200/mo after $120 annual fee

Welcome bonus

$1,178

Anniversary bonus

$321

Annual fee

$120

Ratehub’s review

Natasha Macmillan

The RBC Avion Visa Infinite credit card is a versatile travel credit card that offers flexible rewards for frequent flyers. With a strong emphasis on travel perks and a valuable rewards program, it’s an excellent option for travellers looking to elevate their experience. 

Pros

  • Flexible travel redemption: This card provides unparalleled choice when it comes to redeeming points as it does not have blackout dates or seat restrictions. You can book flights, hotels, car rentals, and more with your points
  • Comprehensive travel insurance: Benefit from extensive travel insurance coverage most notably including trip cancellation and interruption and emergency medical. Travel with peace of mind knowing you are protected
  • Exclusive concert access: Enjoy exclusive access to concert tickets, like the highly sought-after Taylor Swift Eras concert. With this perk, you’ll have the opportunity to secure tickets before they are available to the general public. 

Cons

  • Annual fee: This card comes with an annual fee of $120 which may be high for some. However, for frequent travelers who take full advantage of the card’s perks, the benefits can often outweigh the cost. 
  • No waived foreign transaction fees: Foreign transaction fees are not waived, so consider this if you plan to use the card for shopping abroad 
  • Low earn rate: The standard earn rate of 1 point per $1 may not be as competitive as other travel credit cards


Rewards & bonuses

See what you could earn based on how you spend.

Welcome bonus

Earn up to $1,178.

Get 35,000 Welcome Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months

Anniversary bonus

Earn up to 15,000 points (a $321 value).

15,000 Avion points after the one-year anniversary of your account opening

Earn rates

1.25 points/$1
On travel related purchases¹²*
1 point/$1
On all other eligible purchases²*

Caps apply where shown. Rewards are earned on eligible purchases only, see the card’s terms for full details. 47 points = $1.

Your earning potential

First year reward

$1,632

Based on spending $2,200/mo after $120 annual fee

Second year reward

$775

Based on spending $2,200/mo after $120 annual fee

These numbers are based on estimations and the calculation breakdown below.

Adjust your spending

First year reward

If you spend $2,200/month, you’ll earn
$574
Welcome bonus
+ $1,177
Annual fee
– $120
First year reward
$1,632

Second year reward

If you spend $2,200/month, you’ll earn
$574
Anniversary bonus
+ $321
Annual fee
– $120
Second year reward
$775

Estimate calculated by Ratehub.ca and is based on current offers and a monthly spend of $2,200. It is for illustrative purposes only.


Perks & insurance

Perks and insurance coverage included with the card.

PerksDetails
Lounge access Not included
No foreign exchange fees Not included
Extended warrantyUp to one additional year
Price protection Not included
InsuranceDetails
Travel accident insurance$500,000 per person
Travel emergency medicalUnlimited for first 15 days under 65 years
Car rental insuranceMSRP of up to $65,000, for 48 days
Trip cancellationUp to $1,500 per person
Trip interruptionUp to $5,000 per person
Flight delay insurance$250 per person; 4 hours or more
Baggage loss insurance Included
Baggage delay insurance$500 per person; 4 hours or more
Hotel/motel burglary$2,500 per occurrence
Mobile insuranceUp to $1,500 per occurence
Purchase assuranceCovered for 90 days

Details & eligibility

Fees

Annual fee
$120

Rates

Purchase interest
20.99%
Balance transfer rate
22.99%
Cash advance rate
22.99%

Type

Provider
RBC Royal Bank
Card type
Travel
Payment network
VISA

Eligibility

Minimum personal income
$60,000
Minimum household income
$100,000
Minimum credit score
N/A
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Terms & conditions