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RBC Avion Visa Infinite Privilege

RBC Avion Visa Infinite Privilege

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Travel
Welcome bonus – Earn up to $1,100 in first-year bonuses.

Card highlights

First year reward

$1,408

Based on spending $2,200/mo after $399 annual fee

Welcome bonus

$1,100

Anniversary bonus

$900

Annual fee

$399

Ratehub’s review

Natasha Macmillan

The RBC Avion Visa Infinite Privilege is your ticket to luxury travel perks, including airport lounge access, flexible travel point rewards and a full travel insurance package. It is worth noting, however, that the points earning rate could be higher for the annual fee.

Pros

  • Airport lounge access: When you register with the Visa Airport Companion program, get 6 annual airport lounge passes, available at 1,200 lounges around the world
  • Valuable rewards points: RBC points are extremely valuable when booked for flights and other travel redemptions through the Avion Rewards center
  • Generous welcome bonus: The welcome bonus may be enough to cover a flight through the Avion Rewards centre

Cons

  • Points earning rate: The base rate of 1.25 points per dollar could be higher compared to other cards with a similar annual fee
  • High annual fee: The annual fee is quite high and you’d need to be a frequent flier or really value luxury to get the most out of this card


Rewards & bonuses

See what you could earn based on how you spend.

Welcome bonus

Earn up to $1,100.

Get 35,000 Avion Points on approval. Earn 20,000 bonus points when you spend $5,000 in your first 6 months.

Anniversary bonus

Earn up to 45,000 points (a $900 value).

Earn 45,000 anniversary bonus points after 12 months of account opening

Earn rates

1.25 points/$1
On all qualifying purchases*

Caps apply where shown. Rewards are earned on eligible purchases only, see the card’s terms for full details. 47 points = $1.

Your earning potential

First year reward

$1,408

Based on spending $2,200/mo after $399 annual fee

Second year reward

$1,208

Based on spending $2,200/mo after $399 annual fee

These numbers are based on estimations and the calculation breakdown below.

Adjust your spending

First year reward

If you spend $2,200/month, you’ll earn
$707
Welcome bonus
+ $1,100
Annual fee
– $399
First year reward
$1,408

Second year reward

If you spend $2,200/month, you’ll earn
$707
Anniversary bonus
+ $900
Annual fee
– $399
Second year reward
$1,208

Estimate calculated by Ratehub.ca and is based on current offers and a monthly spend of $2,200. It is for illustrative purposes only.


Perks & insurance

Perks and insurance coverage included with the card.

PerksDetails
Lounge access Included
No foreign exchange fees Not included
Extended warranty Included
Price protection Not included
InsuranceDetails
Travel accident insurance Included
Travel emergency medical Included
Car rental insurance Included
Trip cancellation Included
Trip interruption Included
Flight delay insurance Included
Baggage loss insurance Included
Baggage delay insurance Included
Hotel/motel burglary Included
Mobile insurance Included
Purchase assurance Included

Details & eligibility

Fees

Annual fee
$399

Rates

Purchase interest
20.99%
Balance transfer rate
22.99%
Cash advance rate
22.99%

Type

Provider
RBC Royal Bank
Card type
Travel
Payment network
VISA

Eligibility

Minimum personal income
$200,000
Minimum household income
$200,000
Minimum credit score
760+
check my approval

Terms & conditions