Meridian Visa* US Dollar Card
Not yet rated
Best for USD purchases
Travel
Card highlights
Number of perks & insurances
Rewards & bonuses
See what you could earn based on how you spend.
Earn rates
1 point/$1
On all card purchases*
Caps apply where shown. Rewards are earned on eligible purchases only, see the card’s terms for full details. 100 points = $1.
Your earning potential
First year reward
Based on spending $2,200/mo after $65 annual fee
Second year reward
Based on spending $2,200/mo after $65 annual fee
These numbers are based on estimations and the calculation breakdown below.
Adjust your spending
First year reward†
- If you spend $2,200/month, you’ll earn
- Annual feefirst year waived
- First year reward
Second year reward†
- If you spend $2,200/month, you’ll earn
- Annual fee
- Second year reward
† Estimate calculated by Ratehub.ca and is based on current offers and a monthly spend of $2,200. It is for illustrative purposes only.
Perks & insurance
Perks and insurance coverage included with the card.
| Perks | Details | |
|---|---|---|
| Lounge access | Not included | You’ll gain complimentary passes to airport lounges. The number of passes and lounges you have access to will vary. |
| No foreign exchange fees | Not included | A surcharge that credit card holders pay for purchases made in a foreign currency (typically 2.5%). |
| Extended warranty | Coverage automatically doubles the original manufacturer’s warranty for up to a maximum of one additional year for eligible items purchased with your card. Maximum of $10,000 per item up to a maximum of $50,000 lifetime per account. | Either doubles the length of the item’s manufacturer’s warranty coverage or extends it by 1 year, whichever is less. |
| Price protection | Not included | If, within a certain amount of time of purchasing an item, its price drops or you find an identical item offered for a lower retail price than what you paid, you will be reimbursed for the difference. |
| Insurance | Details | |
|---|---|---|
| Travel accident insurance | Up to $1,000,000 of coverage per person in the event of the accidental death or injury of you, your spouse or eligible children while passengers on a common carrier (air, sea or ground). | If you suffer a loss as a result of an accidental bodily injury sustained while occupying a common carrier, you are eligible for this coverage. |
| Travel emergency medical | Coverage of up to $5,000,000 per insured person per trip for eligible medical care and services required, including transportation, repatriation, living expenses and dental care. Duration of coverage for each trip is dependent on the insured’s age, up to a maximum age of 75, and for up to 48 days. | If you require urgent medical care while on a trip outside of your home province, you will be covered for any eligible medical expenses incurred. |
| Car rental insurance | Coverage for rental periods of up to 48 consecutive days in the event your rental vehicle is damaged or stolen when you charge the full cost of your rental to your card and decline the rental agency’s collision/loss damage waiver. | Credit card rental car insurance usually covers theft, loss and damage to your rental car in the case of an accidental collision. |
| Trip cancellation | Up to $2,000 of coverage per person if the trip is cancelled prior to departure for a covered cause. In the event of trip interruption/delay after departure coverage is for up to $2,000 for missed connections and unlimited coverage if due to illness or accident. | If you have to cancel your trip before it’s even started, your prepaid travel costs will be covered up to a maximum amount if the cause of cancellation is eligible for the insurance. |
| Trip interruption | Up to $2,000 of coverage per person if the trip is cancelled prior to departure for a covered cause. In the event of trip interruption/delay after departure coverage is for up to $2,000 for missed connections and unlimited coverage if due to illness or accident. | If your trip has to be cut short or is delayed after the scheduled departure date, you will be covered up to a maximum amount for an eligible cause of interruption or delay. |
| Flight delay insurance | Up to $2,000 of coverage per person if the trip is cancelled prior to departure for a covered cause. In the event of trip interruption/delay after departure coverage is for up to $2,000 for missed connections and unlimited coverage if due to illness or accident. | If your flight departure is delayed by a certain number of hours, you’ll be reimbursed a certain amount for necessary and reasonable expenses. |
| Baggage loss insurance | Coverage of up to $500 per person per trip for replacement of essential items in the event of delayed baggage and up to $1,000 per person per trip in the event of loss, theft or damage to checked baggage. | If your checked bag cannot be located by a common carrier, you’ll be reimbursed for a portion of the replacement cost of lost personal property. |
| Baggage delay insurance | Coverage of up to $500 per person per trip for replacement of essential items in the event of delayed baggage and up to $1,000 per person per trip in the event of loss, theft or damage to checked baggage. | If your checked bag is not delivered within a specified time upon your arrival, you’ll be reimbursed for the cost to replace essential items. |
| Hotel/motel burglary | Not included | Provides protection, while you’re checked in, for your personal belongings when left unattended in your room up to a certain dollar amount. |
| Mobile insurance | Not included | Reimburses a portion of your cell phone in the event it’s damaged or lost. Device coverage is limited to a certain period of time after purchasing with your credit card. |
| Purchase assurance | Provides coverage for 90 days from the purchase date in the event of loss, theft or damage when you purchase eligible items with your card. Maximum of $10,000 per item up to a maximum of $50,000 lifetime per account. | Automatically protects new purchases by insuring them for 90 days from the date of purchase in the event of loss, theft or damage. |
Details & eligibility
Fees
- Annual fee
- $0 for the first year, then $65 per year after
Rates
- Purchase interest
- 19.50%
- Balance transfer rate
- N/A
- Cash advance rate
- 21.99%
Type
- Provider
- Meridian Credit Union
- Card type
- Travel
- Payment network
- VISA
Eligibility
- Minimum personal income
- N/A
- Minimum household income
- N/A
- Minimum credit score
- N/A