RatehubBritish Columbia
Mitul Patel
Mortgage Agent
Phone: 778-216-2718 ext. 2177
Email: [email protected]
apply with MitulAbout Mitul
Mitul believes a mortgage should be about building a relationship, not just about a transaction. He has over 6 years experience in the financial services industry working with CIBC as an Associate Financial Advisor where he took a consultative approach to draw financial plans by tailoring financing solutions to help customers understand their borrowing needs and make a calculative decision. Completing a Master’s in Finance from Queen’s University, clearing all 3 levels of Chartered Financial Analyst (CFA) certification, & Certified Financial Planner (CFP) certification, has helped Mitul make education the cornerstone of his business. He specializes in assisting families with mortgages while making the process seamless, informative and easy to understand.
Reviews
4.9 | 90 reviews
May 07, 2025
Mitul at RateHub was very helpful in getting my mortgage renewal across the line. Whenever i had a question he was quick to answer, and always there to guide me through the process. Mortgage renewals can be rather stressful and overwhelming, but Mitul made me feel comfortable through the whole process. - Tyler y
Apr 29, 2025
Previously our mortgage was with TD for 20 years and I was very reluctant to leave but their rates were still a bit high. Research showed that Ratehub offered a 5yr closed rate that was lower than any other bank or broker service by 1%. I wasn't expecting much dealing with an online service but was surprised and pleased with the service provided by our Ratehub mortgage broker, Mitul Patel. Communication was clear and prompt both through email and phone despite the time difference between Ontario and BC. The overall process was straightforward with a checklist of documents required and instructions how to submit through the website. Best of all, our bank discharge fee AND lawyer fee were covered by Ratehub. They even arranged for the lawyer to make a house call to sign all the papers. The process does take some time so don't leave your renewal to the last minute. Then once everything was finalized we received access to a web portal to track and manage our mortgage. We even received a follow up phone call to ensure we understood the payment and interest info and frequency over the term of the mortgage. The process and customer service from start to finish exceeded my expectations and I highly recommend. Five Stars! - Liz Reading
Apr 22, 2025
Mitul Patel went above and beyond for our mortgage. Fast, responsive, available outside of normal working hours, and always aware of the best mortgage rates available specific to our preferences. Thank you. - Braydon de Wit
Apr 21, 2025
Great experience and service. - Norman Garcia
Apr 12, 2025
Mitul was incredibly helpful and made the renewal of my mortgage the easiest it could have been! He was extremely knowledgeable and got everything done so quickly! I cannot recommend enough. - Erin McKenzie
Apr 05, 2025
I had a fantastic experience working with Mitul Patel. He is very knowledgeable, patient and dedicated. He was able to secure a very good rate for me and was always available to answer my questions. I really appreciate all his help in making the process seamless and easy! - Kate Yaroslavtseva
Mar 31, 2025
5 star review - Xinyi Wang
Mar 30, 2025
It was a great pleasure working with Mitul Patel to switch our mortgage to Ratehub. He was impressively knowledgeable about the ins and outs of mortgage and provided highly valuable advice. He tried hard to simplify the switching process and made sure that things were taken good care of by his colleague Amro Affan when he was away. Amro was equally impressive and worked tirelessly to ensure that the mortgage could be switched smoothly and be closed on time. Both are great professionals that I would come back to when we need mortgage again! - Jason Zhu