RatehubQuebec
Michael Jacyk
Mortgage Agent
Phone: 514-312-2257 ext. 4109
Email: [email protected]
apply with MichaelAbout Michael
It is true that the best rate will save you money, but offering a great service and flexible terms is as important. With many years of experience in the mortgage and real estate industry under his belt, I will not only do my very best to offer you a great rate but make sure that your mortgage product fits your needs. I offer a personalized service and will take the time to help you make an informed decision by explaining to you the advantages of each option available to you on the market. Whether you are buying a home, renewing or refinancing your mortgage, I can offer the solutions that will help you reach your goals as homeowners.
Reviews
4.8 | 344 reviews
Feb 01, 2026
5 star review - Yannick Houle
Feb 01, 2026
Ratehub was excellent in giving me best mortgage rates available in the market and completing the process very quickly. My pre-approval was done in a few days and mortgage processing was done within 2 weeks after I provided all the right documentation. Michael Jacyk and Mathieu Blay were always available for questions and handled the process smoothly. - Varun Manthapuri
Dec 09, 2025
This is my second home purchase, and I had no second thoughts about who to call — Michael & Mathieu are always my go-to team. Michael helped us with our first home, where we faced a major issue with our file being burned due to an error that wasn’t our fault. We had no idea what happened or why, but Michael took the time to fully investigate, found the problem, and rectified it for us. He never gave up, and that dedication really stood out. So when we decided to sell and purchase again, my very first phone call was to Michael. Both he and Mathieu are incredibly patient, always take the time to explain and guide you through every step, and are available whenever you have questions. I highly recommend them to anyone looking for Mortgage Brokers who truly care and go above and beyond for their clients. - S M
Dec 08, 2025
This is my second home purchase, and I had no second thoughts about who to call — Michael & Mathieu are always my go-to team. Michael helped us with our first home, where we faced a major issue with our file being burned due to an error that wasn’t our fault. We had no idea what happened or why, but Michael took the time to fully investigate, found the problem, and rectified it for us. He never gave up, and that dedication really stood out. So when we decided to sell and purchase again, my very first phone call was to Michael. Both he and Mathieu are incredibly patient, always take the time to explain and guide you through every step, and are available whenever you have questions. I highly recommend them to anyone looking for Mortgage Brokers who truly care and go above and beyond for their clients. - Shamund Muthian
Nov 19, 2025
Service Impeccable - Rodiny Chery
Nov 17, 2025
Excellent service avec Michael & Mathieu! Tout a été transparent, je les recommande chaudement😀 … - Sandie Brown
Nov 01, 2025
The service from Ratehub was truly exceptional. As a first-time home buyer, I had many questions, but Michael Jacyk and his team were incredibly responsive and patient. Michael is clearly very knowledgeable and went above and beyond to tailor the absolute best mortgage product for my financial situation. His team explained every step of the process with clarity and professionalism, making it quick, efficient, and hassle-free. They turned a potentially stressful experience into a completely manageable one. Their dedication made a huge difference. I highly recommend their services! Thank you, Michael Jacyk and his team! -Gaurav Christian
Sep 28, 2025
Michael is the best mortgage agent in the country. He is fast, efficient and always available for any questions. - Alex Serebrov