Compare Travel Rewards Credit Cards

Do you want to travel more for less? Use a travel rewards credit card for your everyday purchases to earn travel points, which can later be redeemed for flights, hotels and a number of other related expenses. Input your spending, then compare, find and apply for the best travel rewards credit card for you.

Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

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What type of rewards do you want to earn for every dollar you spend? Is cash back important to you? Would you prefer gift cards or store credit? What about free flights and hotels? Think about what's most important to you and what would help your budget the most, then look for the best cards to offer that reward. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business. There are many different credit card reward programs available. If you have a preferred reward program, such as Aeroplan Miles, select your choice using the dropdown. Note that each card only uses one reward program. Enter the dollar amount you spend each month on your credit card. Edit your monthly spend by each spending category in the 'monthly spending by category' tab below.

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Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

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Do you carry a balance on your credit card each month? This isn't how much you spend on your card, but how much you typically carry over into a new month. If so, write that amount here, so we can calculate how much interest you'll be charged.

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There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

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Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. If you are currently carrying a balance on another credit card, you may want to take advantage of a balance transfer promotional offer with one of the credit cards listed below. Enter the amount you would transfer to the new card, to find out what the promotional interest rate and period are.

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Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks.
Monthly spending by category
Monthly spending by category

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Credit card Interest Rate Balance transfer rate Annual fee Net reward (1st year) Monthly interest fee Monthly interest fee Required deposit
19.89% $0 $195 Get details
19.99% $0 $216 Get details
19.99% $0 $155 Get details
19.99% $0 $225 Get details
19.97% $0 $180 Get details
19.97% $0 $180 Get details
19.99% $39 $249 Get details
19.99% $35 $145 Get details
19.99% $0 $135 Get details
19.99% $99 $421 Get details
19.99% $0 $175 Get details
19.99% $39 $191 Get details
19.99% $120 $412 Get details
19.99% $0 $161 Get details
19.99% $19 $161 Get details
19.99% $120 $262 Get details
19.99% $120 $435 Get details
19.99% $89 $201 Get details
19.99% $399 $190 Get details
19.99% $19 $161 Get details
19.8% $0 $ Get details
19.99% $99 $246 Get details
19.99% $0 $152 Get details
19.99% $0 $90 Get details
19.8% $65 $115 Get details
19.99% $39 $266 Get details
19.99% $0 $90 Get details
19.99% $0 $190 Get details
30% $399 $-174 Get details
19.99% $0 $127 Get details
30% $180 $-35 Get details
19.99% $0 $325 Get details
19.99% $0 $200 Get details
19.99% $0 $320 Get details
30% $120 $540 Get details
30% $699 $26 Get details
19.99% $0 $169 Get details
19.99% $150 $474 Get details
30% $499 $351 Get details
19.8% $0 $ Get details
19.99% $0 $180 Get details
19.99% $0 $382 Get details
30% $250 $180 Get details
19.99% $0 $180 Get details
19.99% $110 $120 Get details
19.99% $65 $ Get details
19.99% $99 $538 Get details
19.99% $79 $338 Get details
19.99% $89 $371 Get details
19.9% $110 $ Get details
19.97% $0 $ Get details
19.99% $120 $ Get details
19.99% $0 $108 Get details
19.99% $0 $190 Get details
19.99% $29 $ Get details
19.99% $0 $200 Get details
19.99% $99 $101 Get details
19.99% $99 $81 Get details
19.99% $0 $0 Get details
17% + prime $0 $ Get details
19.8% $150 $ Get details
19.99% $120 $727 Get details
19.99% $0 $90 Get details
19.99% $99 $605 Get details
19.9% $111 $ Get details
19.99% $99 $ Get details
19.99% $150 $370 Get details
19.95% $0 $ Get details
19.99% $0 $ Get details
19.9% $42 $ Get details
19.99% $120 $570 Get details
19.9% $0 $ Get details
19.99% $0 $108 Get details
19.99% $125 $145 Get details
19.99% $0 $231 Get details
19.99% $150 $510 Get details
19.99% $65 $292 Get details
19.99% $120 $ Get details
19.99% $125 $145 Get details
19.99% $120 $470 Get details
19.99% $39 $299 Get details
30% $150 $508 Get details
For a LIMITED time only, you will receive a FREE gift card from RateHub.ca to Starbucks, Homesense/Winners, or Amazon.ca upon approval of this card. Click “Get details” for more info.
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If you need any help comparison shopping, read our frequently asked questions below:

Why should I get a travel rewards credit card?

If you love to travel, and use your credit card to pay for all of your everyday purchases, a travel rewards credit card is one of the easiest ways to save on travel-related expenses. Based on the card you choose, you will earn a certain number of travel points for every dollar spent on the card. These points can then be redeemed for anything from flights, hotel stays, bus and ferry fares, taxi fares, ski rentals, baggage charges, airport parking and more.

The other bonus of a travel rewards credit card is the different insurance policies that may come with it. When you use your card to book your trip, or redeem points towards the trip or service, travel rewards credit cards can also include complimentary travel medical insurance, trip cancellation and trip interruption insurance, flight delay and baggage coverage, and collision and damage insurance for rental cars.


How can I redeem the travel points I collect?

Depending on the travel rewards program attached to your card, your travel points can be redeemed either by exchanging your points or miles for a certain dollar value of your travel expense, or by using the points or miles directly to make the purchase.

One thing to consider: When you’re redeeming your travel points, booking well in advance of your travel date is recommended, as prices will typically be lower and there will be more availability. It’s also important to keep in mind that some travel rewards credit cards charge a booking fee, taxes or fuel surcharges, when you redeem points. It’s worth comparing the fine print of any card that you’re considering getting, in order to see how the points are valued, how they’re redeemed and what restrictions apply.


What else should I consider before getting a travel rewards credit card?

When you’re doing your research and comparing travel rewards credit cards, it’s important to understand how each card values its points. Every rewards program is different, so you should read the card agreement for guidelines and restrictions – or you can compare them on our site, as we’ve done the hard work for you.


Travel Rewards Programs


Best Credit Card Travel Insurance Packages