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What type of rewards do you want to earn for every dollar you spend? Is cash back important to you? Would you prefer gift cards or store credit? What about free flights and hotels? Think about what's most important to you and what would help your budget the most, then look for the best cards to offer that reward.
Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None.
There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business.
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Best Reward Credit Cards
Image of Scotiabank® Gold American Express® Card

$100 GIFT CARD! + Up to 4 points per dollar on purchases

Image of Scotia Momentum® VISA Infinite

$100 GIFT CARD! + Up to 4% cash back on purchases

Image of Capital One® Aspire Travel™ World Elite MasterCard®

Up to 2% back in travel reward miles!

Image of SimplyCash™ Card from American Express®

Up to 5% cash back on purchases for the first 6 months

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