1. Mortgage rate history

Prime Mortgage Rate History

Historical Prime Mortgage Rate (1935-Today)

The Prime rate is the basis for all variable mortgage rates in Canada. If prime increases, your mortgage rate increases. If you'd like to access the data for the charts you can download that here.

Historical Prime Mortgage Rates From 1935 - Today

Download the CSV file - Prime Mortgage Rates

Historical Prime Mortgage Rate vs. the Overnight Rate

The prime rate is driven by the overnight rate as set by the Bank of Canada. The overnight rate is rate at which banks lend to each other. If you'd like to access the data for the charts you can download that here.

Prime vs Overnight Rate From 2000 - Today

Download the CSV file - Prime vs Overnight Mortgage Rates

Historical Adjustment to Prime Rate

Today variable mortgage rates are listed as Prime +/- a constant. This can either be a discount to prime or a premium. We have captured historical values for this adjustment to prime. If you'd like to access the data for the charts you can license it here.

Historical Adjustment to Prime Rate From 2006 - Today

Licence the RateHub dataset for 3-year discounted mortgage rates