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1 Year Fixed Mortgage Rate History


Posted Historical 1-Year Fixed Mortgage Rates (1980 - 2010)

Posted 1-year fixed mortgage rates are sourced from the bank of Canada.

Posted historical 1-year mortgage rates
Source: Bank of Canada

Download the CSV file - 1-Year Posted Mortgage Rates

Discounted Historical 1-Year Fixed Mortgage Rates (2006 - 2012)

In Canada it is extremely common to lock-in to a mortgage rate lower than posted by the banks. Therefore, we have also collected discounted 1 year fixed mortgage rates from RateHub proprietary data sets as well as discount mortgage brokers to supplement our data where necessary.

Discounted historical 1-year mortgage rates
Source: Bank of Canada

Licence the RateHub datasets for 1-year discounted mortgage rates