Quebec Mortgage Brokers and Agents
Get in touch with a Quebec mortgage broker or agent to gain access to the best Quebec mortgage rates. The advantage of using a local broker is two-fold: you can meet with the mortgage agent or broker in-person and discuss your needs, and the agent or broker will compare the best mortgage rates offered by banks and lenders across Canada.
|DLC Altitude Dominion Lending Centres||
3500 de Maisonneuve Blvd. West
6020 Jean Talon Est
|Dominion Lending Altitude Dominion Lending Centres||
4435 Samson St
Quebec Mortgage Brokers
A mortgage broker in Quebec is a professional who will acquire a mortgage for you by sourcing it from a variety of lending sources. The mortgage agent is trained to represent you. They will evaluate your financial position and find the best mortgage rate and product that matches your needs.
A broker’s services are free to you because it is the lender who will pay the mortgage broker a finder’s fee.
The advantage of using a Quebec mortgage broker
- All the rate-shopping and negotiating is handled by the broker
- Quebec mortgage agents operate independently which results in extended business hours
- A mortgage professional sources a variety of mortgage products from multiple lenders
- A broker will be able to find the best mortgage rates in Quebec
Quebec Mortgage Brokers Associations
In Quebec, mortgage brokers are referred to as real estate brokers.
The Organisme d’autoréglementation du courtage immobilier du Québec ( OACIQ ) is a self-regulatory organization of real estate brokerages in Quebec. All mortgage professionals must pass the OACIQ exam.
There are 30 different institutions that provide the necessary mortgage education courses, available in either French or English.
The Canadian Association of Accredited Mortgage Professionals (CAAMP) offers a special Accredited Mortgage Professional (AMP) designation. Although the designation is not mandatory, it adds credibility and reliability to the mortgage professional’s reputation.