Ontario Mortgage Brokers and Agents


Get in touch with a Ontario mortgage broker or agent to gain access to the best Ontario mortgage rates. The advantage of using a local broker is two-fold: you can meet with the mortgage agent or broker in-person and discuss your needs, and the agent or broker will compare the best mortgage rates offered by banks and lenders across Canada.

           

Gershon Ashurov


   5 reviews
21 - 145 King St W
Toronto, Ontario
M5H 1J8

Drew Donaldson


   4 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

James Laird


   5 reviews
21 - 145 King St W
Toronto, Ontario
M5H 1J8

Mitch Thibodeau


   0 reviews
8-490 Discovery Avenue
Kingston, Ontario
K7K 7E9

Chris Pernfuss


   2 reviews
28 Weber Street West
Kitchener, Ontario
N2H 3Z2

Tamara Tkachuk


   0 reviews
5000 Dufferin Street
Suite 204
Toronto, Ontario
M3H 5T5

Andrew Lee


   2 reviews
21 - 145 King St W
Toronto, Ontario
M5H 1J8

Warren Thody


   5 reviews
1225 Wonderland Road North
London, Ontario
N6G 2V9

Jivan Sanghera


   5 reviews
2575 Dundas St. West
Mississauga, Ontario
L5K2M6

John Wright


   4 reviews
2600 Skymark Ave. Building 16 - Suite 101
Mississauga, Ontario
L4W5B2

Adam Underwood


   0 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

Ian Mackay


   6 reviews
155 Consumers Rd
Unit 104
Toronto, Ontario
M2J 0A3

Katarina Kupina


   4 reviews
7 Nanaimo Crescent
Stoney Creek, Ontario
L8E 0C9

Bilal Hussain


   0 reviews
165 Main Street North
Markham, Ontario
L3P 1Y2

Ryan Kirwan


   0 reviews
1210 Lasalle Blvd.
Sudbury, Ontario
P3A 1Y5

Ray Silvestri


   5 reviews
184 Plains Rd East
Burlington, Ontario
L7T 2C3

Vladimir Krupnikov


   0 reviews
7378 Yonge Street B-35 Thornhill
Thornhill, Ontario
L4J8J1

Michael Mullis


   12 reviews
121 Oxford St East Unit 6b
London, Ontario
N6A 1T4

Bill Mitchell


   0 reviews
67 Old Kingston Rd.
Ajax, Ontario
L1T3A5

Jason Pfeffer


   0 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

Jeff Ames


   0 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

Sean Schumacher


   0 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

Vasko Talevski


   0 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

Drew Ramdeholl


   1 reviews
120 Adelaide Street West
Unit R1, Lower Path Level
Toronto, Ontario
M5H 4E4

Yuval Fish


   0 reviews
200 Wellington West, Lower Level
Toronto, Ontario
M5V3C7

Cristian Garrido


   0 reviews
200 Wellington West, Lower Level
Toronto, Ontario
M5V3C7

Kristian Harris


   0 reviews
20 Holly Street, Ste. 302
Toronto, Ontario
M4S 3B1

John Panagakos


   0 reviews
501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

David Currie


   0 reviews
20 Holly Street, Ste. 302
Toronto, Ontario
M4S 3B1

Roy Cocciollo


   0 reviews
20 Holly Street, Ste. 302
Toronto, Ontario
M4S 3B1

Vince Gaetano


   0 reviews
20 Holly Street, Ste. 302
Toronto, Ontario
M4S 3B1

Patrick Briscoe


   1 reviews
339 Wellington Road, Suite 230
London, Ontario
N6C 5Z9

John Schipper


   0 reviews
200-310 Davenport Rd
Toronto, Ontario
M5R1K6

Christopher Molder


   4 reviews
173 Danforth Avenue
Toronto, Ontario
M4K 1N2

Mark Kupina


   5 reviews
7 Nanaimo Crescent
Stoney Creek, Ontario
L8E 0C9

Darin Bauer


   4 reviews
442 Danforth Ave
Toronto, Ontario
M4K1P4

Marc Ffrench


   3 reviews
818 Boyd Avenue
Ottawa, Ontario
K2A 2C7

Helen Giacchetta


   0 reviews
#201 - 3 Director Court Vaughan
Vaughan, Ontario
L4L4S5

Arun Mehta


   0 reviews
2651 John Street, Suite One
Markham, Ontario
L3R 2W5

Amrit Bains


   5 reviews
348 - 7111 Syntex Drive
Mississauga, Ontario
L5N 8C3

Paul Poirier


   7 reviews
9 - 665 Millway Ave
Vaughan, Ontario
L4K 3T8

Ontario Mortgage Brokers

A mortgage broker in Ontario acts as a liaison between a mortgage lender and borrower. That is, a mortgage agent provide an origination service for a mortgage loan.

It is a broker’s job to assess the borrower’s and to match the best mortgage product and rate to suit their needs.

The Advantages of Using a Mortgage Broker in Ontario

  • A broker’s services are free. The lender will pay mortgage broker a finder’s fee
  • All the rate-shopping and negotiating is handled by the broker
  • Ontario mortgage brokers have access to the best rates due to the discount provided by lenders due to their high volume of business
  • Brokers are available for extended hours because they operate independently
  • A mortgage professional sources a variety of mortgage products from multiple lenders
  • Mortgage agents in Ontario have in-depth industry and product knowledge due in part to their relationship with numerous lenders

Ontario Mortgage Broker Associations

In order to become a mortgage broker in Ontario, an individual needs to be licensed with the Financial Services Commission of Ontario (FSCO). To be approved for licensing, the applicant must be 18 years of age or older; be a resident of Canada; and meet education and experience requirements as determined by FSCO.

It is also possible for a potential mortgage broker to receive an Accredited Mortgage Professional (AMP) designation from the Canadian Association of Accredited Mortgage Professionals (CAAMP). The designation program is the only national proficiency standard for the Canadian Mortgage industry and although it is not mandatory, it does add additional credibility.

As of November 1, 2011, the Financial Services Commission of Ontario will require all mortgage brokers and agents to take a mandatory mortgage education re-licensing course prior to licence renewal in 2012 to fulfill educational requirements. The organizations that offer the courses are CAAMP, the Independent Mortgage Brokers Association, the Real Estate and Mortgage Institute of Canada, and Seneca College.

Best Mortgage Brokerages in Ontario

Centum Mortgage Ontario

Dominion Lending

Invis Ontario

Mortgage Alliance Ontario

Mortgage Architects Ontario

The Mortgage Centre Ontario

True North Mortgage Ontrario

Verico: Ontario