Ontario Mortgage Brokers and Agents

Get in touch with a Ontario mortgage broker or agent to gain access to the best Ontario mortgage rates. The advantage of using a local broker is two-fold: you can meet with the mortgage agent or broker in-person and discuss your needs, and the agent or broker will compare the best mortgage rates offered by banks and lenders across Canada.

           

Gershon Ashurov


   5 reviews
 21 - 145 King St W
Toronto, Ontario
M5H 1J8

Christopher Molder


   3 reviews
 173 Danforth Avenue
Toronto, Ontario
M4K 1N2

Justin Davidson


   4 reviews
 1400 Bayly Street, Unit 10
Pickering, Ontario
L1W3R2

Robb Nelson


   3 reviews
 440 Park Ave. West
Chatham, Ontario
N7M 1X2

Chris Pernfuss


   2 reviews
 28 Weber Street West
Kitchener, Ontario
N2H 3Z2

Steve Weber


   1 reviews
 10265 Yonge St., Suite 100
Richmond Hill, Ontario
L4C 4Y7

Jason Friesen


   4 reviews
 2115 Bloor Street West
Etobicoke, Ontario
M6S 1M5

Paul Poirier


   7 reviews
 9 - 665 Millway Ave
Vaughan, Ontario
L4K3T8

Drew Donaldson


   4 reviews
 501 - 1500 Don Mills Road
Toronto, Ontario
M3B 3K4

Mark Cashin AMP


   0 reviews
 10045 Hurontario Street
Brampton, Ontario
L6Z 0E6

Timofey Oulianov


   0 reviews
 14 - 110 Jardin Drive
Concord, Ontario
L4K 2T7

Mitch Thibodeau


   0 reviews
 8-490 Discovery Avenue
Kingston, Ontario
K7K 7E9

Sanjaya Peiris


   0 reviews
 200 - 2005 Sheppard Ave E. Suite 200
Toronto, Ontario
M2J 5B4

Michael Djorjevic


   0 reviews
 104-5770 Hurontario Street
Mississauga, Ontario
L5R 3G5

Marty Speelman


   0 reviews
 550 Fennell Avenue East
Hamilton, Ontario
L8V 4S9

 Ontario Mortgage Brokers                                                                                                                        

A mortgage broker in Ontario acts as a liaison between a mortgage lender and borrower. That is, a mortgage agent provide an origination service for a mortgage loan.

It is a broker’s job to assess the borrower’s and to match the best mortgage product and rate to suit their needs.

The Advantages of Using a Mortgage Broker in Ontario

  • A broker’s services are free. The lender will pay mortgage broker a finder’s fee
  • All the rate-shopping and negotiating is handled by the broker
  • Ontario mortgage brokers have access to the best rates due to the discount provided by lenders due to their high volume of business
  • Brokers are available for extended hours because they operate independently
  • A mortgage professional sources a variety of mortgage products from multiple lenders
  • Mortgage agents in Ontario have in-depth industry and product knowledge due in part to their relationship with numerous lenders

Ontario Mortgage Broker Associations

In order to become a mortgage broker in Ontario, an individual needs to be licensed with the Financial Services Commission of Ontario (FSCO). To be approved for licensing, the applicant must be 18 years of age or older; be a resident of Canada; and meet education and experience requirements as determined by FSCO.

It is also possible for a potential mortgage broker to receive an Accredited Mortgage Professional (AMP) designation from the Canadian Association of Accredited Mortgage Professionals (CAAMP). The designation program is the only national proficiency standard for the Canadian Mortgage industry and although it is not mandatory, it does add additional credibility.

As of November 1, 2011, the Financial Services Commission of Ontario will require all mortgage brokers and agents to take a mandatory mortgage education re-licensing course prior to licence renewal in 2012 to fulfill educational requirements. The organizations that offer the courses are CAAMP, the Independent Mortgage Brokers Association, the Real Estate and Mortgage Institute of Canada, and Seneca College.

Best Mortgage Brokerages in Ontario

Centum Mortgage Ontario

Dominion Lending 

Invis Ontario

Mortgage Alliance Ontario

Mortgage Architects Ontario

The Mortgage Centre Ontario

True North Mortgage Ontrario

Verico: Ontario

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