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Rate Type Please tell us which type of mortgage rate you want. A fixed mortgage rate is one that stays the same throughout the duration of your mortgage term. A variable mortgage rate is attached to Prime, which means it will fluctuate if Prime goes up or down. An open mortgage is one that can be prepaid anytime without penalty, but comes with higher rates. And a cash back mortgage gives you the option to borrow some extra cash when you buy your home.
Term The mortgage term is the amount of time a home buyer commits to the rules, conditions and interest rate agreed upon with the lender. The term can be anywhere from six months to 10 years, with a 5-year mortgage term being the most common duration.
Location Please ensure your location is correct in order to find the best rates available in your area.

About Ratehub.ca

We help you find better financial products and rates based on your specific needs. Whether you’re looking for a mortgage, credit card, savings account, or insurance coverage, we help you get the information you need to pick the right financial products. Our mission? To help Canadians make smarter financial decisions.

How do you make money?

Financial institutions pay us for connecting them with customers. This could be in the form of an advertisement, or when someone either applies for or is approved for a product. Not all financial products we list are tied to compensation for us. We make it possible for you to compare thousands of financial products from hundreds of different financial providers. Want to know more? Visit our About Us page.

How are CanWise Financial and Ratehub.ca connected?

Both Ratehub.ca and CanWise Financial are owned and operated by Ratehub Inc. When shopping for mortgage rates on Ratehub.ca, you can compare rates from CanWise Financial and a number of different lenders and third-party brokers. All financial products are sorted according to the rates available to you and the selection criteria you’ve shared with us.

We’re happy to send users to CanWise because of their great rates, trusted advice, and experienced mortgage team. Check out any of CanWise’s 1,800 five-star Google and Facebook reviews across Canada and you’ll see what we mean!

Want to learn more? Visit our About Us page.


Unbiased view on the best and lowest rates available
Simplifies the mortgage process and provides a wealth of important information.
Consumers enjoy substantial savings.