Portrait of Ray Silvestri

Ray Silvestri

Burlington Mortgage Broker

(60 reviews)
Mortgage Architects Inc. Lic. 10287 Contact Now

I have over 20 years experience as a Mortgage Broker servicing the Burlington, Hamilton, Oakville and surrounding areas, and am a member in good standing with Canadian Association of Accredited Mortgage Professionals and Accredited Mortgage Professional. I have been recognized as Canadian Mortgage Professional Magazines top 50 brokers in Canada, as well was recently awarded the 2010 Platinum Award for Reader’s choice in the following three categories: Best Overall Customer Service, Best Agent and Best Mortgage Company.

My client’s needs are #1. I am a strong believer in customer service and ensuring that the client is fully aware of the situation, pro’s and cons, and that they get the best mortgage product suited for them. I understand that everyone’s financial situation is unique, therefore, communication, education along with our guidance ensures that all our clients’ needs are met and that they are fully satisfied.

When working with us, you can expect honesty with the highest degree of integrity. You can place your confidence in my experience, reliability and dedication. I am committed to providing you with the best service from the beginning to the end of your transaction with attention to every detail.

How We Help

  • First time homebuyers
  • Business for self or commission sales
  • Impaired or absence of credit
  • Recent bankrupt
  • Construction financing
  • Mixed use properties
  • Renewals, Debt Consolidation
  • 2nd home homes

    • Mike
      December 2, 2020


    • Mike
      December 2, 2020


    • Nigel Devonish
      September 2, 2020


    • Christopher T Marlow
      August 13, 2020

      Very responsive with information as well with time.

    • Veronica La Corte
      May 2, 2020

      He was responsive and quickly replied to my email questions.

    • Virginia (jinnie) Carraro
      January 25, 2020

      I received an email instead of a phone call which is a first for me. I would have preferred a phone call. There was no follow-up after that so I didn't feel like it was a serious attempt. Maybe he didn't want to be aggressive, which I can respect but at the same time, I didn't get an application evaluation either. If this is the new way of doing business by the site, my apologies for not getting it. I have given a 3 star for the attempt itself. It just seemed that the message was generic, I literally thought it was system generated. I have nothing more to go on regarding evaluation of service provided by the individual because nothing commenced. Thank you.

    • Eichelle
      January 21, 2020


    • Sharon Jordan
      January 21, 2020

      Disappointed that Ray Silvestri seems to be only interested in getting a full application from inquiring clients before even providing any rates or sound advice. First timers, beware!

    • Julia Williams
      January 17, 2020

      Answers quickly, very professional, and truly tries to help wherever he can!

    • Kapil Dev Chauhan
      December 31, 2019


    • Len Perdic
      October 24, 2019

      Heard back from Ray the next day. We discussed options. Friendly individual, knowledgeable.

    • Vikas Jindal
      December 24, 2018

      Got the quote, i didn't proceed

    • Kathy Younger
      November 24, 2018

      Very informative and honest

    • Chris
      November 21, 2018

      Thanks for your help!

    • Adam Csatary
      October 25, 2018

      Quick response, knowledgeable

    • Linda Foley
      October 13, 2018

      My experience with Mortgage Architects has been wonderful. Ray Silvestri listened to my situation, and worked to find me a solution in an expeditious manner. Such a different experience than other brokers I have connected with over the past year.

    • Ankit Kabra
      August 16, 2018

      Ray is good but there is only one thing that he get back to you late. delay in response makes feel unimportant and opens opportunity for next broker.

    • Deborah Siemiginowski
      August 11, 2018

      Lack of communication

    • Jamie Larner
      August 11, 2018

      Agent knows what he was doing, followed up quickly and was a pleasure to speak with.

    • Tiziana Turbian
      August 10, 2018

      Professional, followed up with calls, knowledgeable, not pushy and got to the point/info quickly.

    • H cameron
      August 4, 2018

      Prompt response and flexible

    • Kamlesh Roy
      July 26, 2018


    • Addison
      July 6, 2018

      Quick responses and followed up diligently.

    • Arun
      June 21, 2018

      Did not contact

    • George Jeffrey
      June 3, 2018

      its great service

    • Elizabeth Loewen
      May 24, 2018

      Ray is very knowledgeable, his office was very helpful and patient with all my questions

    • Vicki Dreyer
      May 2, 2018

      I didn’t find him helpful. I got one email, but I really wanted to talk to someone on the phone and ask some questions.

    • Attila Jaszai
      April 20, 2018

      Quick and friendly response.

    • Zuhair Sleek
      April 17, 2018

      fast response

    • Clarena Palacios
      April 15, 2018

      Answred my questions

    • Graham Wyatt
      April 15, 2018

      Would beneficial if rates specified that they were only available to high ratio or insured mortgages

    • Lucy Luo
      March 14, 2018

      Ray put his client’s needs #1 and provide best customer service with fully aware of the situation of his client. He helps my daughter to get the best mortgage product suited for her needs as first time buyer. As an experience Mortgage Professional Broker, he has great ability of handling all kind of difficulty cases to meet everyone’s financial needs. As his client, you can keep in your confidence with him and trust in his experience as we do. Thanks Ray, also his teammate, Holly.

    • Parvinder
      March 13, 2018

      He was good but not much convincing

    • Brian Jager
      February 22, 2018


    • Gregg Gavin
      February 2, 2018

      More responsive than the banks so far and with better rates. So he will probably get the business.

    • Excellent responseGurvinder
      January 24, 2018

      Excellent response

    • Tyler Urquhart
      January 22, 2018

      quick responses, informative

    • Ryan Smith
      September 18, 2017

      Promptly returned contact but was not able to provide the best terms.

    • Jorge Garcia
      September 17, 2017

      Persistent and friendly!

    • Kash
      September 17, 2017

      higher rates compared to CanWise

    • Milan
      September 13, 2017

      Agent didn't reply back to email messages.

    • Sandra Cuthbert
      October 12, 2016

      Ray has been in contact regularly to provide updates as he has information

    • Oliver Gapasin
      July 21, 2016

      Answered all the questions that I need. Very professional and helpful..

    • Jun
      May 19, 2016

      He responded to my email very quick and answered my questions.

    • Jason
      March 18, 2016

      Ray is very experienced, knowledgeable, and wanting to help. His office was quick and precise. Great find.

    • Celia C.
      January 16, 2016

      This was my first time using a broker for my mortgage. I couldn't be more pleased with the level of service, professionalism and end result. I highly recommend Ray and his team !

    • Daysi Or Reinaldo
      August 27, 2015

      Very helpfull

    • Krystyn Mcfarlane
      July 23, 2015

      Quick follow up, curtious and informative.

    • Michele Wilson
      June 11, 2015

      Ray was very prompt with returning my phone email and following up

    • Nancy Fernandes
      June 6, 2015

      He got back to me right away and was very nice however i was already working with a broker and when he said he could do it for 2.0 I went with him since he was friends win my bank representative. Thank you very much and I love this website calculators

    • Kim Ledo
      March 14, 2015

      Amazing company, super quick, and gets results.

    • Elias Bareno
      February 18, 2015

      He answer all my questions and keep the process smoothly.

    • Caitlin Black-allen
      February 17, 2015

      Great promt service

    • Ryan Regent
      February 15, 2015

      Ray seems quite knowledgeable and was very prompt!

    • Seamus Connors
      August 1, 2014

      I have an appointment scheduled with Ray for next week so there is not much feedback I can give except his assistant was very accommodating and helpful

    • Sacha Bhandal
      April 8, 2014

      Very professional, timely and knowledgeable service by Ray Silvestri.

    • Carol R
      October 22, 2012

      It was a joy to work with you and Ray and I wouldn't hesitate to call you again for any future mortgage needs, or recommend you to friends or associates. Thanks for everything Holly and Ray!!

    • Brenda P
      October 16, 2012

      Thank You Ray for working so hard on our mortgage! You and Holly did a wonderful job!! Thanks for everything!

    • John
      October 3, 2012

      Thank you for working on my behalf to secure my mortgage. You did an excellent job.

    • Lisa and John T
      October 2, 2012

      I just wanted to convey my gratitude for doing our mortgage again. It was so easy this time compared to the previous mortgages. Holly was very organized and made everything so easy for me. Thanks again and we will see you in five years.

    • Bill and Sharon
      September 26, 2012

      Hi Holly and Ray, Thank you both again for all your work on our behalf. You have great customer service and we won't hesitate to recommend you to friends.

    Location Please ensure your location is correct in order to find the best rates available in your area.

    Your privacy matters to us. We will not disclose your information to any unauthorized 3rd parties.

    184 Plains Rd East
    Burlington, Ontario
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