Portrait of Han Joo(Steve) Hwang

Han Joo(Steve) Hwang

Toronto Mortgage Agent

(82 reviews)
Ratehub.ca Lic. 12530 Contact Now

Steve has been working in the financial industry for the past 10 years. He has working experience with all sides of the mortgage process including servicing, escalations, renewals and sales. Most recently Steve was a member of the CIBC mortgage sales team assisting clients with purchases, refinances, ports, and pre-approvals. Steve prides himself on the client experience and looks forward to helping you with all your mortgage needs.

  • Georgia
    December 2, 2020


  • Georgia
    December 2, 2020


  • Greg Martin
    November 25, 2020

    Very helpful. Fast response and very courteous. Answered my questions thoroughly.

  • Nicole Champagnie
    November 10, 2020

    Excellent and prompt follow-up received from Steve Hwang! Keep up the great level of excellent, timely and thorough Customer Service Steve!

  • Ron Hluschyk
    November 4, 2020

    He brokers in Ontario. My mortgage would be in BC. He forwarded my information and I never heard from a broker in BC.

  • S Rioux
    October 25, 2020

    Very informative

  • Amanda Hege
    October 22, 2020

    Steve responded quickly to our inquiry.

  • Jin Kim
    October 19, 2020

    Very detailed explanation.

  • Jamie
    October 19, 2020

    Steve was engaging and on point.

  • Artur Lino
    October 4, 2020

    Not responding .

  • Iris
    October 1, 2020

    Mr. Hwang was very informative and patient with my questions.

  • Peter Skupiewski
    September 13, 2020

    Very helpful

  • Castus Peiris
    September 10, 2020

    Pre-approval to find the best rate is still in process. Steve handled the request in a timely manner. Now waiting to get results.

  • Peter D Ungar
    September 7, 2020

    Initial conversation only at this point

  • Don
    September 4, 2020

    Fast email response to all my questions (so far!).

  • Vishwas Acharya
    September 4, 2020

    Courteous and to the point

  • Bano Khan
    September 2, 2020

    He has been followed up but I couldn’t connect with him

  • Pradip
    August 31, 2020

    He gave me good quote

  • Dawson Pratt
    August 23, 2020


  • Syed
    August 11, 2020

    prompt response

  • Jonathan Woo
    August 9, 2020

    Steve was very responsive and informative

  • Ben
    July 20, 2020


  • Osama Abu-sardanah
    July 10, 2020

    Too quickly and fast

  • Michelle
    July 8, 2020

    Never got back to me even after I submitted all my documents

  • Chris Morris-page
    July 7, 2020

    Very nice, give me plenty of options

  • Terri Colley
    July 4, 2020

    Explained everything very precisely, answering all my questions. I will be using your services.

  • Frederick Pinto
    June 20, 2020

    He is patient, listens to your queries and replies accordingly. I am waiting for a few details and will contact him again.

  • Alexandra Lacourse
    May 10, 2020

    Great Service. Very persistent

  • Steve Spadotto
    May 2, 2020

    He was fine no issues

  • Natasha Desrochers
    April 7, 2020

    Steve was very punctual in calling and gave some good advice about our different options.

  • Jesse Payment
    April 4, 2020

    Professional and easy to deal with

  • Okjin Im
    March 22, 2020

    Very kind and responsible

  • Sukhakar Vaidya
    March 8, 2020

    Very good conversation

  • Katherine
    March 7, 2020

    Really helpful and fast. He was very knowledgeable and got straight to the point. Love that!

  • Sean
    March 7, 2020

    No issues here

  • Henry Sterenberg
    March 1, 2020

    i thought there pollit and very proper

  • Gillian
    February 27, 2020

    patient, knowledgeable

  • Gillian
    February 27, 2020

    patient, knowledgeable

  • Yau Hin Cheung
    February 23, 2020

    Very attentive and knowledgeable. Let me know my options and was very friendly and genuine.

  • Shao Shi Li
    February 22, 2020

    Steve was helpful and honest about the options I had

  • Philip
    January 30, 2020

    was great!

  • Eric Kam
    January 25, 2020

    Provided thorough explanations and options. Very understanding of my questions as this was my first mortgage

  • Stefan Duplak
    November 9, 2019

    Good experience

  • Stefan Duplak
    November 9, 2019

    Thank you for your feedback

  • Sumi
    October 29, 2019

    Brittany Neadow ( Her name isn't listed) was fast at responding to my questions and she was very kind and patient.

  • Damu Yang
    September 7, 2019

    A nice service

  • Tekla Goodman
    September 3, 2019

    Great service. Personable and informative. Works on behalf of the client ‘s best interest not to get a banks best interest.

  • Noah Hicks
    August 14, 2019

    Very friendly and helpful. Spoke to me clearly about options without giving me a "hard sell". Excellent.

  • Joe Mushaluk
    July 24, 2019

    Didn't take the time to listen to my needs. Kind of dismissed me. Gave me rates but didn't ask further questions of what options were available

  • Yongnu Jin
    July 9, 2019

    Friendly and honestly worked for us. Thank you very much for your help.

  • Joao Pinguelo
    July 3, 2019

    Steve from canwise provided excellent service and best rate

  • Vladimir
    July 3, 2019

    He was very prompt to contact me.

  • Tyson Gross
    June 18, 2019


  • Henry
    June 15, 2019

    Professional, honest and prompt. Highly recommended.

  • Young Sun
    June 15, 2019

    So nice

  • Jason Curling
    June 14, 2019

    Answered my basic questions and forwarded his contact info. He mentioned he would follow up with me in a month.

  • Tad
    June 4, 2019

    no comment.

  • Dean Yung
    May 23, 2019


  • Fred
    May 17, 2019

    Gave direct, clear, information

  • Karen Atkinson
    May 3, 2019

    CanWise is professional and answered all my questions.

  • Drew Ferguson
    April 17, 2019

    Unfortunately because it’s a rental I wasn’t provided with a rate that was better than my current lender.

  • Seokwon Lee
    March 23, 2019

    Great service

  • Seokwon Lee
    March 23, 2019

    Great service

  • Cristina Graida
    March 19, 2019

    called me right away, but has not yet responded to my email inquiry.

  • Yen Lam
    February 23, 2019

    Very nice, friendly and quick with emails. I like how he answers all my questions clearly :)

  • Clinton
    February 20, 2019

    Knowledgeable and clear agent. Was able to provide info asked for and answet questions. Very responsive. Online application was so easy to use. Quite impressed.

  • Carmen
    February 8, 2019

    He was not very helpful

  • Alan Pieprzak
    February 5, 2019

    Excellent service

  • Randy Dibblee
    January 30, 2019

    He gave me very good advice and all related costs that are involved in renewing my mortgage.

  • Abhinav Sawhney
    January 23, 2019

    Very persistent and professional.

  • Fiona Patterson
    January 16, 2019

    Very helpful

  • Jim Wood
    December 22, 2018

    Fast informative

  • Jane Baines
    October 31, 2018

    Steve was very helpful in explaining various mortgage options to meet my needs. As a former mortgage agent myself, I grilled him with a lot of questions - poor guy, and he fared very well! I appreciate that CanWise's Agents are salaried, not commission-based like most other brokerages, so you can be assured to receive an unbiased recommendation. The interest rates were far better than what I was offered at my local banks. I have referenced ratehub for years and appreciate their on-line tools. I was pleasantly surprised with this on-line mortgage brokerage experience! I am in the process of buying a house and will likely use CanWise Financial to find me the best mortgage option.

  • Andrea
    September 2, 2018

    Have not connected with him as of yet due to scheduling

  • adam cowling
    July 28, 2018

    Great and helpfull

  • Jaideep Dhillon
    July 26, 2018

    provide with all information

  • Ioana Moc
    July 25, 2018

    Steve was very responsive and helpful! Thank you!

  • Alexander Chong
    July 22, 2018

    Got back in touch within a few hours and followed up again. However, was seeking standard rather than collateral mortgage.

  • Sandra Daniels
    July 18, 2018

    Not sure who I spoke to but they were thorough with their questions and the quote.

  • Lourena Riego
    July 3, 2018

    I could not return his voice message he replied to my inquiry

  • Jason Kachkowski
    June 30, 2018

    Smooth process. Fast response every time.

  • Shine-ee Fang
    June 5, 2018

    He was friendly, helpful and informative.

  • Tim Beerman
    May 22, 2018

    Great advice.

Location Please ensure your location is correct in order to find the best rates available in your area.

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Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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