Portrait of Robert De Benedictis

Robert De Benedictis

Toronto Mortgage Agent

(163 reviews)
Ratehub.ca Lic. 12530 Contact Now

Robert is one of our senior agents and brings over 25 years of industry experience to Ratehub.ca. He has been with Ratehub.ca for almost 4 years but has many years of experience in managing branches of large financial institutions and assisting members with various financial needs. Over his extensive work and life experiences, Robert has gained a wealth of knowledge and expertise that he enjoys sharing. He thrives on meeting new people and prides himself on delivering exceptional customer service and building strong client relationships. Finding a mortgage can present many options. Robert will focus on your needs, navigating you through the process to make your experience seamless while negotiating the best mortgage for you. Robert has the experience you can depend on.

  • Mark
    April 6, 2021

    thoroughly explained process and good options.

  • Mark
    April 6, 2021

    thoroughly explained process and good options.

  • Alexandra Richarz
    December 15, 2020

    Very helpful and not pushy. Followed up after a reasonable amount of time!

  • Milind Gothoskar
    December 6, 2020

    very professional approach

  • Josh Geno
    December 6, 2020

    Robert has the expertise that a first-time buyer needs to make an offer with confidence.

  • Lawrence Servos
    November 22, 2020

    upfront, explained pros and cons of going with a broker. no delay between request and response, ditto with email.

  • Dana
    November 13, 2020

    Robert provided exceptional customer service.

  • Test - Do Not
    November 12, 2020


  • Carlos
    November 3, 2020

    Fantastic guy

  • Miuris Perez Vallejo
    October 28, 2020

    Reach out next day! And keep following up I just haven’t had much time to sit and organized my financials

  • Jay
    October 22, 2020

    Good for 4 stars.

  • Parth Dave
    October 20, 2020

    Good Followup system

  • Jay Stewart
    October 13, 2020

    Agent returned my inquiry/call quickly and was great to chat with. We are still corresponding and perhaps earn my business.

  • Léa Nieminen
    October 13, 2020

    The agent responded to my demand very fast. He did follow ups regularly since we had a hard time to get in touch (my schedule).

  • Krys
    October 5, 2020

    Agent responded in a timely manner and provided the information I was looking for.

  • Jan
    October 3, 2020

    Good info. Prompt response. Had direct answer to my question in first call. Not very far along in the process yet but so far so good. Looking forward to working with Robert and Canwise. Time will tell. Will update rating if able to in the future.

  • Stephanie Huls
    October 1, 2020

    Robert was fantastic. He is very personable, took his time, and found me a great rate.

  • Armin
    September 20, 2020

    Very Responsive and detailed.

  • Srini
    September 13, 2020

    I am a first time home buyer with not much details on variety of mortgages available. Robert patiently explained me very good on the types of mortgages their pros and cons, the list of banks offering the lower rates etc... Thanks a lot.

  • Rhonda Bradshaw
    August 31, 2020

    Robert was extremely helpful and knowledgeable. When my mortgage is up next year, I will be contacting him.

  • D
    August 27, 2020

    contacted me immediately

  • Christopher Czop
    August 24, 2020

    Robert contacted us within an hour of submitting my inquiry. He discussed various scenarios and also followed up with an email as per my request. Since Robert's followup email, we have responded and will coordinate a time this week to move forward to change over our mortgage(s)

  • Hugh Chen
    August 21, 2020

    Great advice and great chat

  • Fahima Sharifi
    August 15, 2020


  • Timothy
    August 13, 2020

    Easy to talk to

  • Dennis Brink
    August 9, 2020

    Still working through it. Very professional

  • Daejung Kim
    August 4, 2020

    Robert contacted me very shortly after I asked a question. I was busy to respond after; however, he tried to follow up constantly and I really appreciated.

  • Gamze
    July 22, 2020

    Responded in a timely manner

  • Vanessa Meless
    July 20, 2020

    Good service

  • Ellie
    July 20, 2020

    Freindly and professional

  • Linda Wraight
    July 16, 2020

    On target and truthful.

  • Manali Shah
    July 15, 2020

    Many years of experience in the industry, explained the the options very well and answered all the questions. Professional as well as friendly to approach.

    July 9, 2020

    Robert is clear, to the point, very nice and no BS.. AND I LOVE THAT!

  • Kathy
    July 9, 2020

    Robert is very knowledgeable and friendly.

  • Malissa
    July 5, 2020

    Great service

  • Sima Khandabi
    July 4, 2020

    I really appreciate his follow up and also he was great guiding me through the process and giving me the best mortgage rate! His communication skills and his knowledge was amazing. He took his time and spoke to me after the work hours ( 6pm) since that was the only time I was available.

  • John Castillo
    June 30, 2020

    good service

  • Aditya Mosale
    June 22, 2020

    This was for my cousin and Robert after putting in the query immediately enquired and started helping with the mortgage needs. I got my mortgage through CanWise and the starting point was RateHub..

  • Tim Murphy
    May 12, 2020

    Very knowledgeable

  • 1873976 Ontario Inc.
    May 6, 2020


  • Russell Ferris
    May 2, 2020

    He gave me his full attention and time without any guarantee that I would become a client. I appreciate his thoughts and advice

  • Doug
    May 1, 2020

    Honest and clear information, good advice based on my circumstances, no pressure sales tactics, much appreciated

  • Glenn Mckelvey
    April 22, 2020

    Quick response & helpful & professional

  • Steven Coulson
    March 30, 2020

    Was extremely knowledgeable and very easy to talk to. Even though his job is to secure business at no point did I feel like I was talking to a salesman but rather a friend.

  • Wendy Goodwin
    March 26, 2020

    Robert contacted new promptly after my visit to the rate hub site

  • Richard Wesolowski
    March 25, 2020

    Took the time to talk about all options...very informative and respectful

  • Richard Malowney
    March 24, 2020

    Very speedy response and well informed, with good advice from Robert.

  • Rick
    March 21, 2020

    He was great and responsive. I was looking for the best price and found a better deal elsewhere. Maybe we can do business in the future.

  • Qahir Rajwani
    March 11, 2020

    Was ok, not to helpful.

  • Alexandra Hamilton
    January 26, 2020

    He was able to help me with what I needed right away. He knew his stuff and he didn’t waste my time.

  • Christian Charbonneau
    January 26, 2020

    Very good at his job and friendly

  • Rohit Seth
    December 26, 2019

    He was very helpful and provided the right advise

  • Bogdan Lupu
    December 25, 2019

    He was polite during our conversations

  • Wassim Abi-khattar
    December 13, 2019

    Very knowledgeable and Professional

  • Sandy
    December 12, 2019

    Very knowledgeable and pleasant.

  • Brenda Dyson
    November 30, 2019

    Robert De Benedictis, was very professional, friendly, courteous fast and helpful.

  • Raymond Lefebvre
    November 21, 2019

    He was very nice over the phone but when I inquired about the rate posted on the website he said I couldn’t get it because it was for high yield only, when there was no such mention on the website. I was still in contact with him, but then he failed to call me back at the time I sent him asking him to call me.. (he requested me to provided him with a time).

  • Robert Tipan
    November 7, 2019

    Mr De Benedictitis was very informative and helpful in answering many questions.

  • Jennifer Johnson
    August 14, 2019

    Quick to respond to my inquiry, friendly, and helpful in responding to my questions

  • Charin Rivet
    August 2, 2019

    Response was prompt and professional.

  • Cristina
    July 26, 2019

    Knowledgeable, professional offered solution unique to my situation.

  • Caitlin Sakiadis
    July 25, 2019

    Robert was very knowledgeable and explained the process of mortgage renewal in great detail. He answered all of my questions patiently and with great clarity. I was left with the impression that he is fluent with the in's and out's of the particular lending partners (ie. willingness to negotiate, prepayment options, transfer fees, etc). I didn't feel pressured at any point and I left the conversation feeling confident in the options that had been laid out for me.

  • Derrick Rodricks
    July 18, 2019

    Knowledgeable agent..provided good guidance and what documents were needed to start the process. Followed up with phone calls

  • Michael Desilets
    July 4, 2019

    Very courteous and professional. Excellent follow-up and attention to details.

  • Liane
    July 3, 2019

    Very informative and thorough

  • S R Paul
    June 19, 2019

    Good and knowledgeable

  • Mohan George
    June 18, 2019

    Very understanding

  • Aaron
    June 15, 2019

    Great communication

  • Brandon Kinley
    June 9, 2019

    Robert was able to reply very quickly with us and he doesn’t min communicating with both my wife and I even if that means twice the emails.

  • Andrea Gloster
    May 29, 2019

    Quick response and knowledgeable

  • Nicolas Castonguay
    May 29, 2019

    Very fast response rate and very helpful

  • Annette Larose
    May 12, 2019

    Robert was very knowledgeable and professional. He made the process of applying for a mortgage very easy.

  • Warren
    May 10, 2019

    Robert showed true professionalism and handled our case very quickly. We were very impressed with our experience.

  • Stephen Truong
    May 10, 2019

    Provided sound professional advice in efficient manner. Excellent knowledge and experience demonstrated throughout entire process.

  • Dennis Jones
    May 1, 2019

    Knowledgeable, friendly and explained everything about the business and various mortgages.

  • Rob Groccia
    April 12, 2019

    Easy to talk to, very detailed.

  • Pelinsu Avci
    April 7, 2019

    Very knowledablenajd helpful.

  • David R Morgan
    April 7, 2019

    Lots of emails from him. I still have not responded and will not. Not interested

  • Ryan Moore
    March 27, 2019

    Although I did not get a new mortgage at this time, Robert has been very helpful and is very knowledgeable. Keep up the good work, Rob! I am sure we will be speaking again :)

  • Harold Marek
    February 26, 2019

    Very helpfully with information and we will discuss a mortgage in mid April

  • Kevin Jervis
    February 20, 2019

    Super great!

  • Karen Bennett
    February 9, 2019

    Very helpful. Prompt follow up on my inquiry

  • Maria Tollis
    January 5, 2019

    Excellent service!!

  • Josh Brubacher
    December 26, 2018

    Very knowledgeable, professional and friendly. Not to mention he was quick to respond to all emails. Thanks Robert De Benedictis .

  • Mr. Tebebe Sahele
    December 9, 2018

    He professionally explained everything to me.

  • Saad Magoyan
    November 6, 2018

    He is amazing answer all my question I called him many times he always ready to answer my questions and help me

  • Erica Dao
    October 21, 2018

    Robert was very nice, friendly, and knowledgeable. He did contact me too soon after speaking with him, which was not long enough for us to complete all of the paperwork. Please give us a little more time!

  • Ashutosh
    October 11, 2018

    Without a doubt the best website in Canada for mortgage and real estate advice. The mortgage/credit card calculators are the best I've seen. My go to point of contact for any and all updates relative to the real estate market in Canada.

  • Jacqueline Kennedy
    September 30, 2018

    Responsive and knowledgeable

  • Dat Nguyen
    September 16, 2018

    Awesomely pleasant experience dealing with Robert. He is very personable, professional, prompt and attentive in explaining and answering all of my questions and never pushy. Highly recommended -- I'd definitely consider doing business with him again.

  • Veronica Lacsina
    August 28, 2018

    Provided a lot of information

  • Rebecca
    August 14, 2018

    He is very knowledgeable, helpful and kind. I'm glad he's my agent. He was patient with me since we kept playing phone tag.

  • Thierry Guindon
    July 24, 2018

    Cant remember the name of the guy that i ralked with but he was very courteous and helpful.

  • Tracey Bell
    July 20, 2018

    I was attracted by rate advertised for 3.04%. This was only available to people that put down less than 20%. Agent did share some information that was very helpful. Very friendly and knowledgeable.

  • Nicole Delange
    July 10, 2018

    Robert has been a great resource in my journey to obtain a new mortgage. I highly recommend him as he's very knowledgeable and sincerely keen to make sure you get what you need.

  • Muhammad Zohaib
    June 16, 2018

    Knowledgeable agent

  • Paula Papa
    June 15, 2018

    Robert is great! I am impressed by the fast and smooth pre-approval process. Thanks a lot!

  • Eli Lewis
    May 23, 2018

    From the very beginning Robert was friendly, helpful, and very transparent with the structure of how Ratehub functions. He was very knowledgeable and always clear with his insights and explanations.

  • PF
    May 5, 2018

    Robert followed up diligently and provided objective assessment of my options. Made me feel that I was not simply being sold a product to move away from my current lender.

  • Narges Gheysari
    May 2, 2018

    He responds quickly and is alright.I think that in the future I will get a mortgage with his help.

  • Matt Skrepnek
    May 2, 2018

    CanWise was quick to respond to my inquiry and were able to answer all of my questions. Robert was very knowledgeable and professional. I would use them again for sure.

  • Jun Man
    April 19, 2018

    I had a phone conversation with one of the mortgage agent but forgot his name.

  • Steve Poirier
    April 16, 2018

    Robert was very personable and professional. He followed up with me and provided me with all of the necessary information. Unfortunately, I went with a different brokerage due to rate

    April 15, 2018

    Was awesome to work with. Laid out all the details clearly. Would do business again with ratehub again in a heartbeat

  • Charmaine Bene
    April 15, 2018

    Robert has been very knowledgeable, professional and efficient. We are thoroughly satisfied with the services he has provided. Thank you!

  • Milos Radicevic
    March 25, 2018

    Very informative and ready to talk to.

  • Tudor Craescu
    March 25, 2018

    Had a good initial interaction with him. Still have to send the paperwork for the pre-approval.

  • Sabrina Rafaeli
    March 23, 2018

    Robert was very attentive and patient. He answered all my questions and concerns. He was very knowledgeable and not pushy to sell.

  • Duke
    March 7, 2018

    Robert was very helpful with his advices and took his time in explaining everything to me.

  • Ebenezer Luke Babarinde
    March 7, 2018

    Robert was the first broker I would discuss mortgage aspirations with. However, he was able to eloquently explain the various options that are available for me to understand. He was extremely professional and always responded in timely fashion. We have now started the process, thanks to Robert's approach of demystifying the complexity of mortgages.

  • Yasser Abdalla
    March 4, 2018

    I am not 100% sure of the agent name (he was a gentleman), however, I appreciated his advice and the productive discussion

  • Gary Verli
    March 3, 2018

    Robert is fantastic. Very patient to guide you through the mortgage process, especially for a first time home buyer like myself.

  • Edwardo Van Hoof
    January 26, 2018

    Very responsive and immediately available for mortgage inquiries.

  • Danae Johnson-andries
    January 24, 2018

    very professional, non pressuring

  • Haris Hasanbasic
    January 24, 2018

    Spoke on the phone for 20 minutes was very informative. At the of conversation told me he would get back to me with email list of items and documents which he needed to start the application. I think it's been 2 weeks now and still have not received the email or follow up.

  • Anna Kouptsova
    January 20, 2018

    Robert was great, very informative and found us the best rate very fast. Not pushy at all, we felt very comfortable.

  • Raymon Thomas
    January 20, 2018

    Only kept contacting me initially, when i responded and told him what i was looking for, he did not bother to acknowledge or tell me what rates he could provide.

  • Chi Liu
    January 17, 2018

    Response was quick.

  • Thomas Maxwell
    January 14, 2018

    provided great insight to current trends & advice which helped me to remortgage prior to rate hikes

  • Cory Leblanc
    January 12, 2018

    Quick response, and good advice

  • Andrew Clarkson
    January 12, 2018

    Called back quickly, responded to questions with accurate and useful info.

  • Ivan Y
    January 12, 2018

    Robert was very thorough and patient in answering all of my questions. Thank you!

  • Hani Karam And Rita Bou Saleh
    January 11, 2018

    very professional, gave me a lot of informations and option to choose from. thanks

  • Britta Buchmann
    January 9, 2018

    Robert replied within 24 hours to my request with an email. When I called, all my questions were answered in a very professional manner, and he made it easy for me to understand.

  • Rabia
    December 22, 2017

    very nice and friendly to speak with. gave me very good suggestions and took the time to explain the options available to me.

  • Giuseppina (Jo) Giuliani-Battersby
    December 12, 2017

    Robert was/is extremely helpful and detailed when explaining things. As a first time home buyer I felt well informed.

  • Mary Walsh
    December 12, 2017

    Robert was very informative and gave me very good advise about mortgages via a phone call. My initial request was responded to in a short period of time. It was great that you can ask questions via e-mail or via phone.

  • Stephanie Tin
    December 6, 2017

    Excellent service from Robert for our pre approval request. Professional and courteous. Would definitely recommend his services.

  • Stacey Young
    November 25, 2017

    Very knowledgeable

  • Sally Kim
    November 9, 2017

    First time, they were very good and quick response, but when I wanna other option, they were never response and not explained.

  • Francesca
    November 2, 2017

    Robert has been extremely helpful, quick, patient, and available. He is kind, engaging, and very knowledgable.

  • Vinod Tomar
    October 31, 2017

    Prompt response

  • Haixin Wang
    October 28, 2017

    Nice, clear, many information

  • Mark Keegans
    October 27, 2017

    good source of information

  • Sunny Orogun
    October 21, 2017

    Got a call back and was explained all the options. There was no push or selling just pure explanations.

  • Natasha
    October 10, 2017

    Robert was very informative and honest. Despite not being able to offer me a better rate than another company, he still gave me good advice. I would definitely recommend him to others looking for a mortgage.

  • Mabinty Kanu
    October 5, 2017

    Hi everyone I want to say thank you wall

  • Opal
    October 5, 2017

    Great customer service

  • Stephen MacLean
    October 5, 2017

    Very professional. Responded quickly to my request and had answers for me in a few days.

  • Jennifer Marostica
    October 5, 2017

    Robert was SO helpful. He was very efficient, always responded to me in a timely manner, and was so nice about explaining things I didn't understand. (I'm a first time home buyer). Compared to the experience I had dealing with a mortgage broker from RBC (who was confusing, time wasting, negative, etc), Robert was a dream. I can't say enough good things. He really made this stressful time so much better.

  • Collette Corrigan
    April 16, 2017

    Very good service

  • Chris Richardson
    April 1, 2017

    Very proactive and responsive. Very informed about different options from various lenders. Very transparent about the available rates. While the rate was higher than the rate posted on ratehub - I at least understood why.

  • Antonio Ferraro
    March 23, 2017

    Very honest and informative.

  • Julie
    March 8, 2017

    Very easy to talk to and informative.

  • Elizabeth Johnston-howard
    March 5, 2017

    Robert was very helpful and a pleasure to work with. Robert was offered great advice and knowledge to us, as first time buyers. Would recommend 100%!

  • Melissa Cronk
    March 3, 2017

    Very kind and very helpful.

  • Pasan Jayasinghe Gunawardana
    February 18, 2017

    The gentleman I was talking to is very helpful.

  • Shirley
    February 16, 2017

    I was impressed with how quickly they responded and answered my questions. They were very helpful. Thank you.

  • Wan Qian Li
    January 19, 2017


  • Mahmoud Aablue
    January 15, 2017


  • Tony
    January 1, 2017

    Very pleasant and knowledgeable agent who was very helpful.

  • Jennifer Apollonio
    December 28, 2016

    Robert was very friendly, he took his time explaining our options and I never felt pressured. I appreciated the time he took to answer my questions. He was a pleasure to speak with.

  • Rashpal Suri
    December 28, 2016

    Excellent customer care honest straight forward approach.

  • Rahat Choudhry
    November 26, 2016

    quick response

  • Robert Petrik
    November 24, 2016

    He is super!

  • Kenneth Yee
    November 23, 2016

    Robert is very knowledgeable and quick to respond!

  • Rebecca Pinto
    November 12, 2016

    Very informative

  • Ann Cornish
    October 25, 2016

    Quick response and excellent customer service

  • Katie Mitri
    October 20, 2016

    Robert was great. Unfortunately I did not end up using him and he was very understanding. He was extremely helpful and I will come back to him when I do need another mortgage.

  • Kelsie Maclellan
    October 20, 2016

    Quick service. Very knowledgeable about options.

  • Selina A.
    October 18, 2016

    Excellent, informative prompt service with follow-ups

  • Andrew Unguryan
    October 10, 2016

    Good service

  • Christian Pilgrim
    October 2, 2016

    Very knowledge, helped me make an informed decision about my Mortage. I liked not feeling pressured by any means. All the conversions I had were very pleasant. I would recommend my friends use this service and Robert .

  • Elson Yau
    October 1, 2016

    Rob gave me advice on when to start my mortgage application and most of all the good rate on mortgage that I need.

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Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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