Portrait of Michael Jacyk

Michael Jacyk

St-Leonard Mortgage Agent

(157 reviews)
CanWise Mortgages A Ratehub Company Contact Now

The Best Rate will save you Money, however the knowledge and know-how is key to providing the best possible quality of service when determining what type of Bank or Mortgage is best to fit your needs. With years of experience in real estate and my vast experience as a mortgage broker I will not only provide rate, but the invaluable information to help you make the right choice for your investment.

I provide a personalized service and will take the time to individually qualify your needs to allow you to make a well informed decision. Whether purchasing, renewing or refinancing, renovating or consolidating debt, I will provide the solutions you are looking for.

All questions have answers. Contact me and maximise your savings!

Good mortgage shopping!

  • Mohamad Jamal
    April 24, 2021

    He is a professional and excellent advisor

  • Mohamad Jamal
    April 24, 2021

    He is a professional and excellent advisor

  • Andreas
    January 6, 2021

    Very professional and quick to convey a lot of information.

  • Mekideche
    December 4, 2020


  • Fatima
    November 2, 2020

    great service

  • Frank
    November 2, 2020


  • Tommy Payette
    October 24, 2020

    Great support and price

  • Csoban Somodi
    October 22, 2020

    Great service and fast.

  • Nader Sghir
    October 20, 2020

    Not so friendly And clearly didn't like to spend more then 2 minutes in the call

  • Chris
    September 18, 2020

    Asked questions via email. Never recieved answers to my questions

  • Aida Nazarian
    September 16, 2020

    Amazing, fast reply, great service Di i need to say more :)

  • Alex Beaulieu
    September 16, 2020

    Good service

  • Daniel Leclerc
    September 13, 2020

    Great service, very polite and helpful.

  • Dany Harvey
    September 1, 2020

    Très professionnel

  • Peter Papadatos
    August 30, 2020

    Although he could not help me in my specific situation, he none the less tried to help out.

  • Brian Cowan
    August 16, 2020

    Swift and helpful response

  • Michael
    August 15, 2020

    Poor phone etiquette. Was unclear of where he came from. Was very snarky because I was uncertain where he called due to confusion between canwise and ratehub.ca.

  • Nduwimana
    August 2, 2020

    J’ai été servie par Dannyk Bourgeois . Très efficace!

  • Daniel Tietolman
    July 25, 2020

    No bs but would prefer quicker turnaround on email rather than waiting for a call

  • David Cantin
    July 24, 2020

    He call very fastly a d very professionalism !

  • Fadi Tabbara
    July 23, 2020

    they are quick to connect with me. but, i need the best offert . this is the more important of the service for customer... fadi

  • Denisa
    July 20, 2020

    Fast reply

  • Vishal Mittal
    July 15, 2020

    He is very nice work. Very knowledgeable. He help me during whole process

  • Tania
    July 14, 2020

    Michael got us the best rate and was always available to answer my questions. Couldn't have asked for better experience. Thank you!

  • Eliezer Martin
    July 6, 2020

    Approachable, high energy

  • Kritee Sadeque
    July 6, 2020

    he was able to communicate very well. Well informed about the market and different products

  • Talha Hassan
    July 5, 2020

    Very ressourceful agent. gave me all the information that i needed. Also was open to offer me better products than the market

  • Chris Zacchia
    June 27, 2020

    Agent was knowledgeable and found me the best rate but felt a little pushy

  • Ashley Dawes
    May 25, 2020

    Fast and reliable service - Effective communication and it was easy to navigate the website via smartphone and computer which was appreciated

  • Munu Kanel
    May 7, 2020

    Michael was very prompt to call me back and very willing to help me find the best deal. Thank you.

  • Jacques Sika
    May 4, 2020

    Great service

  • Caroline Gauthier
    April 21, 2020

    Service très personnalise et rapide. Michael devient une personne de confiance vers qui on se tournera dans l'avenir pour tout besoin hypothécaire.

  • Hoa Le
    April 21, 2020

    He gave me good advice

  • Julie Mathieu
    April 12, 2020

    Michael est courtoi et je sais qu'il travaille pour moi. Il m'a donné de bons conseils.

  • Sean Nozewski
    April 10, 2020

    Great service!

  • Mohamed
    April 5, 2020

    Answered my questions politely Would like to talk to him again and get some advices

  • Rakesh Sharma
    March 29, 2020

    Very prompt in response, called me within 10 minutes of my email, was very informative but I felt being pushed a bit as the deal described was about to end and if don't act within 24 hours, I will miss it rest was all good, very well informed guy

  • Tania
    March 29, 2020

    Very knowledgeable and broke down the information in terms I was able to understand. Thank you!

  • Nikola Leger
    March 29, 2020

    Michael was quick and efficient. He was also quick to apply pressure tactics, hence the 4 instead of 5 stars :)

  • Steve Leblanc
    March 25, 2020

    Michael was really professional. He took the time to answer all my questions and concerns Thanks you very much Michael.

  • Satinder Sohal
    March 21, 2020


  • Minh Bui
    March 20, 2020


  • Emma Stephen
    March 18, 2020


  • Briana Mccarty
    February 25, 2020

    As first time buyers, my boyfriend and I love RateHub and how all the information we could ever ask for is right in one spot. As for CanWise & our broker Michael Jacky, their rates and helpfulness are unbeatable. Though we’re still in the middle of it, the process has been quick and smooth!

  • Peter Tiscione
    February 25, 2020

    Very prompt with answers and quick with getting back to me. Please take to speak too!!

  • Danish
    February 18, 2020

    The response time for ratehub.ca and agent was impressive. The agent didn't gave me much attention to be honest. May be because i didn't complete my 2 years as self employed in canada but others agents are willing to work on my case so i wouldn't rate it high.

  • Affan Alavi
    January 29, 2020

    Offered his advise and keeps me updated on better rates

  • Josh Seanosky
    January 25, 2020


  • Marisa D
    December 21, 2019

    Quick response. Clear explanations!

  • Sudha
    December 19, 2019

    Took longer than expected

  • Sarthak Parikh
    December 3, 2019

    Quick response and good information provided.

  • Louis Kirschner
    November 24, 2019


  • John Cuningham
    October 16, 2019

    Informative, helpful, not pushy

  • Miles Thompson
    October 15, 2019

    Friendly guy and sounded willing to help all he could. I haven’t sent through required docs yet but plan to soon.

  • Natalie Avram
    September 24, 2019

    He takes his job very set and is very persistent

  • Guozheng Wang
    September 17, 2019

    Very experienced and professional.

  • Andre Mcdonald
    September 8, 2019

    Great broker to speak with . He informed me of my options and provided a great rate.

  • Fabio Di Pasquale
    August 20, 2019

    Very well informed agent.

  • Regis Courreges
    August 16, 2019


  • Raj Thayaparan
    July 10, 2019

    Explained everything from A-Z

  • Nikhilesh Modh
    July 6, 2019

    Great service. Right advise.

  • Rolf Stoesser
    June 18, 2019

    The broker got in touch with me immediately and provided me with a quote that was different from the web site (2.69% instead of 2.64% as advertised). He agreed to call me back to clarify if my loan would be a renewal or new mortgage. But he never called back and did not reply to my email.

  • Tran Xuan Thai
    May 18, 2019


  • Helen Diamantakis
    March 29, 2019

    Answered all questions promptly and professional

  • Helen Diamantakis
    March 29, 2019

    Answered all questions promptly and professional

  • Rachel
    March 26, 2019

    very professional and patient. Good!

  • Chi-wei Lin
    March 6, 2019

    Good service.

  • Ingrid
    February 19, 2019

    He couldn't answer my questions clearly

  • Deborah King
    January 5, 2019

    Responded and returned my call and my email.

  • Olga Kushneryk
    November 25, 2018

    Michael is easy to work with and easy to speak to. He answered all my questions and gave me the confidence that I am working wit the right agent. After only speaking with him on the phone for 10 to 15 minutes and answering a couple of questions, my mortgage process is well on its way.

  • Enrico
    November 23, 2018

    Very helpful and honest

  • Kc Tran
    November 16, 2018

    very honest assessment by agent

  • Claudia
    November 13, 2018

    The agent was polite and took the time to answer my questions

  • Mikaela Vesalin Tomesnet
    November 5, 2018

    It was great talking with Michael. He answered to all my questions and he gave me a good advise about my mortgage renewal.

  • Jason
    September 20, 2018

    Called back quickly

  • Taj Kudhail
    September 15, 2018

    Michael came off as a very experienced and knowledgeable mortgage specialist during our call. He provided a lot of useful information, which was independently verified. He is a no nonsense person. Highly recommended.

  • Olesya Marchuk
    September 8, 2018

    Didn't speak yet, but hope he's a great broker

  • Colin Macdonald
    August 23, 2018

    Very professional

  • Erin Mcmanaman
    August 9, 2018

    Very informative discussion.

  • Geoffrey Dougherty
    July 15, 2018

    Was called back by michael jacyk. Minimally helpfull in fact was a bit condescending and made a sideways comment about having to explain everything he knew as a broker to me in response to my questions. Poor attitude and borderline rude

  • Michael Bodzay
    July 5, 2018

    Informative, quick response

  • Kartik Rao
    June 17, 2018

    Great follow ups

  • Philippe Mosco
    June 5, 2018

    Excessive amount of 'follow up' emails

  • Alain Pepin
    June 1, 2018

    Very knowledgeable of his products.

  • Solon Kontis
    May 27, 2018

    Got to the point.

  • Chris Barrington-leigh
    May 17, 2018

    I like that Michael gives up-front rate previews. No shyness in putting forward the best targets if all goes well. On the other hand, I found him impatient, and maybe worse, on the telephone, and there was insufficient continuity/memory or follow-up on my file. Instead of hearing back as promised, I started getting automated emails (in French, when all our discussions had been in English) asking me whether I was interested in his services.

  • Jason
    May 9, 2018


  • Jason
    May 9, 2018


  • Tony
    April 28, 2018


  • Dimitrie Comanescu
    April 27, 2018

    Super nice on the phone

  • Judith Searle
    April 23, 2018

    Very polite and did not pressure me. Asked me questions and answered mine. We are meant to chat again soon.

  • William Callery
    April 22, 2018

    Good communication / responsive

  • Jason Wang
    April 15, 2018

    multiple attempts

  • Robert Deslauriers
    April 15, 2018

    Two-way communications is not so good.

  • Phareeya Rath
    March 10, 2018

    Michael was patient and very knowledgeable. And he was very quick to call me back after my inquiry submission. He sent me over the necessary documents promptly. It was a good experience. Thank you.

  • Vito Coppola
    March 7, 2018

    Very friendly and knowledgwable. It felt like he wanted my business and is willing to work hard to make sure I get the best rate and options available for me. I look forward to continue working with him. I would definitely refer him to my friends and family.

  • Cindy Moy
    March 6, 2018

    Quick call, straight to the point!

  • Magdalena Orzeszyna
    February 25, 2018

    Very good experience. Mr. Jacyk was very quick to contact us and answered our questions.

  • Wael Jaafar
    February 16, 2018

    Very professional and efficient in his advise.

  • Dan Cosma
    February 14, 2018

    He can be more explicative

  • Lynn Veronneau
    February 2, 2018

    Mr. Jacyk is a very helpful consultant and attentive to his client's needs. He works evenings therefore making communication easier for those who are not available during the 9-5 working hrs. I would recommend without hesitation.

  • Kanwaljeet Dewan
    January 29, 2018

    Prompt reply. Provided all the necessary information I needed to move forward in the decision making process.

  • Daniel Kenji Toyama
    December 28, 2017

    Michael was very nice and he worked really hard against the clock this end of year. He got me a great rate towards purchasing a house in QC. Thanks!

  • Alexandre Chartrand
    December 23, 2017

    Took time to explain me everything

  • Xiao Ee Oudomrak
    December 23, 2017

    Fast response and found realtor recommendations to work with

  • Victoria Florea
    November 30, 2017

    Communication rapide et des bons experts dans le domaine. Merci.

  • Boris Kolodner
    November 15, 2017


  • Alain Haddad
    November 12, 2017


  • Tapas
    November 2, 2017

    Friendly, knowledgeable.

  • Antonio Afif
    September 19, 2017

    So far so good. Professional service, fast responses and provides good details.

  • George Mavroudis
    September 9, 2017

    Broker was Maxim Boucher, not on list

  • David Gravel
    March 15, 2017

    Very good rate and service. Very fast and flexible broker

  • Hassan Allali
    December 11, 2016


  • David Hoida
    November 10, 2016

    knowledgeable and prompt

  • Dmitry&ekaterina
    November 7, 2016

    We got a quick and ample reply to our request.

  • Melanie Saint Cyr
    November 2, 2016

    Clear and efficient. A pleasure to work with.

  • Vilbonheur Osné
    October 1, 2016

    the service provided was excellent and beyond expectation. That was a positive expérience.

  • Svitlana
    September 26, 2016

    Was polite and efficient

  • Peter Edwards
    September 20, 2016

    Very curtious and informative.

  • Marlene Finn
    September 1, 2016

    Michael was very helpful, knowledgeable and able to answer all my questions. I appreciated his honesty and I did not feel pressured in any way.

  • Harley Nadler
    August 18, 2016

    Michael has followed up with me proactively and has been a pleasure to deal with.

  • Esther Ayuk
    June 16, 2016

    He was respectful and understanding. I appreciated doing business with him. He kept his promise of sending me a follow up e-mail which made me to trust him. He is very good.

  • Jeremy Cooperstock
    June 15, 2016

    Very responsive, got great rates.

  • Zaide Villafuerte
    May 31, 2016

    The agent was polite and he gave us good options for us to consider in the future for our mortgage needs.

  • Richard Tremblay
    May 25, 2016

    Good communication

  • Cybele
    May 18, 2016

    Very knowledgeable and forthcoming. Called back immediately. Friendly demeanor.

  • Soheyl Ahmadi
    April 8, 2016

    Thank you for your time and help.

  • Louay Chamma
    March 29, 2016

    Received professional service/advice and in the end got what was needed.

  • Sylvain
    March 24, 2016

    Polite and competent.

  • Kent
    March 17, 2016

    He answered all my questions and offered me an array of very interesting competitive products.

  • Tsagarelis
    March 10, 2016


  • Piero Ravatti
    January 28, 2016

    Michael provided lots of information and helped me with the process.

  • Rik
    November 9, 2015

    Speedy answer, knowledgeable

  • Paul Moufrage
    October 30, 2015

    Superb services. Fast, courteous, and helpful.

  • Sarah
    October 6, 2015

    Michael was very attentive and informative. The information he supplied to me answered all my questions and met all my needs and then some.

  • Eric Grenier
    October 5, 2015

    Bonjour Michael, Voici mon témoignage. Nous sommes très satisfait du service et des conseils obtenu de Michael Jacyk. Michael nous a mis tous de suite en confiance lors de notre première rencontre, nous n’avons senti aucune pression de sa part à choisir les options proposées. Il nous a négocié un excellent taux hypothécaire que même la représentante qui nous a reçu par la suite à l’institution financière en était très surprise. Je recommande Michael si vous désirer un service professionnel. Merci Eric Grenier et Annie Morissette

  • Eric Grenier
    October 5, 2015

    Bonjour Michael, Voici mon témoignage. Nous sommes très satisfait du service et des conseils obtenu de Michael Jacyk. Michael nous a mis tous de suite en confiance lors de notre première rencontre, nous n’avons senti aucune pression de sa part à choisir les options proposées. Il nous a négocié un excellent taux hypothécaire que même la représentante qui nous a reçu par la suite à l’institution financière en était très surprise. Je recommande Michael si vous désirer un service professionnel. Merci Eric Grenier et Annie Morissette

  • Frederic Marchand
    September 27, 2015

    Fast and efficient, had my best interests in mind and suggested the best option.

  • Erika Paape
    September 19, 2015

    Agent took the time to answer all my questions, and gave me very useful feedback.

  • Imran Dilmohamud
    September 16, 2015

    Dear Michael, I would like to thank you for the wonderful job you did for my mortgage approval, you have been extremely professional in all aspect. If there is a need to refer anybody to you I will not hesitate at all as what you have done is very much appreciated. In any case I would like to meet with you. My warmest regards, Imran

  • Mei Ng
    August 19, 2015

    I had never dealt with a mortgage broker before but I will from now on and Michael, you will be my first person on my list. You made it so easy for me and I will be sure to recommend you to others. The Best Service, Michaele.

  • Cavalieri
    August 14, 2015

    Very good response.. Riturn call very quick, Multi option for me..tks Michael..

  • Michael
    August 5, 2015

    provided great insight on my mortgage options for an un-dived coownership

  • Donald P. Madore
    July 16, 2015

    Just wanted to thank you for helping us find a new mortgage, if the needs arises we shall use your expertise, once again thank you.

  • Ken Stephenson
    July 15, 2015

    Michael is an all-round great broker: efficient, knowledgeable, and patient. He was always available to answer my questions. Most importantly, he delivered what he promised within the tight deadlines we had.

  • Brendon Roy
    June 25, 2015

    Michael was really quick to reply to my request!

  • Hada Mendez
    June 13, 2015

    I selected you because of the great rates you were offering. I liked that you contacted me and sent me the necessary documents to start my refinancing right away.

  • Donald P.madore
    June 5, 2015

    Quick response,effective and straightforward.

  • Junwei Huang
    June 5, 2015

    professional and patient

  • Hassan Gabbassi
    June 4, 2015

    J'ai contacté Mikael Jacyk pour le renouvellement de mon hypothèque, il est toujours disponible pour répondre a mes questions, et même que j'ai changé a chaque fois de scenarios, il était patient et très attentif a mes besoins, je le recommande fortement a mes connaissance et a toute personne qui veut faire un achat ou renouvellement d'hypothécaire. Mon processus de renouvellement a pris 2 mois mais il était toujours a l'écoute. Je salue son professionnalisme.

  • Trung-dung Tran
    May 29, 2015

    Quick and efficient

  • Farid Okhovat
    May 23, 2015

    He is very professionnal and gives good informations.

  • Kwang
    May 21, 2015

    M.Jacyk has been a pleasure to work with. Knowledgeable, patient and expeditious.

  • Derek Nikolaiczuk
    May 21, 2015

    Michael is a true professional providing dedicated support throughout my mortgage application process. He took the time to thoroughly explain all available options and was easy to reach at all times… I would not hesitate to do business with Michael again in the future.

  • Nezam Jinnah
    May 19, 2015

    Very helpful and easy to talk to. Very straight forward and honest as well. He was fast and made the entire process simple. He was always available to answer and questions I had and was able to do all the paper work electronically

  • Olbinskaya Inna
    May 13, 2015

    Fast and efficient

  • Vongpheth Vanvilay
    April 25, 2015

    Quick and easy

  • Marie Thimot
    April 18, 2015

    M. Jacky contacted me very quicky. I can't wait to get his help in order to get a mortgage.

Location Please ensure your location is correct in order to find the best rates available in your area.

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6424 Jean-Talon est bur 206
St-Leonard, Quebec
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