Portrait of Jay Goyal

Jay Goyal

Toronto Mortgage Agent

(135 reviews)
CanWise Financial A Ratehub Company Lic. 12530 Contact Now

For more than 14 years Jay has helped hundreds of his clients save thousands of dollars by helping them explore various mortgage options and choose the right mortgage products. For Jay, getting to know his clients and their financing requirements well is really important. In the past, Jay has worked as a principal broker for one of the largest independent mortgage brokerages in Canada and has also been a successful entrepreneur and investor. Jay has graduated in Bachelor of Engineering, has a certificate in Financial Services Underwriting with Honours from Seneca College, Toronto and has also got an MBA from IIM Ahmedabad, India.

  • Douglas
    November 29, 2019

    Great service

  • Douglas
    November 29, 2019

    Great service

  • Douglas
    November 29, 2019

    Great service

  • Jp Villanueva
    November 29, 2019


  • Gursharan Singh
    November 26, 2019

    Very professional and helpful

  • Ali
    November 10, 2019

    Prompt response

  • Nilay
    October 29, 2019

    courteous and informative

  • Nafis Khan
    October 17, 2019

    Very helpful and Kevin is now leading the sale

  • Vijay Arora
    September 29, 2019

    Nicely asked about my house mortgage

  • Dilprit Shergill
    August 21, 2019

    He provided great information and was timely, can't ask for more.

  • Navnit
    August 16, 2019


  • Nelson Chan
    August 14, 2019

    Jay was a straight and to the point. Knowledgeable and professional.

  • Mikhail Grigoryev
    August 4, 2019

    did not answered questions by email

  • Vijay Majagaonkar
    August 3, 2019

    Jay is very knowledgeable person and very helpful.

  • Miguel Calvin
    July 27, 2019

    Friendly, concise, professional.

  • Adam Dubeau
    July 13, 2019

    Thanks for your assistance

  • Bijay Son
    July 4, 2019

    He offered me different options for my renewal mortgage.

  • Kostyantyn Kulagin
    June 4, 2019

    Fast "no" answer. No options/advise provided.

  • Pritpal Lubana
    May 5, 2019


  • Sam
    April 28, 2019

    He is a professional and very helpful

  • Jitendrakumar Patel
    April 20, 2019

    no comments

  • Bharat Goyal
    April 20, 2019

    good agent.

  • Mareka Rooney
    April 9, 2019

    Jay has been a pleasure to work with and has made the whole experience smooth from the beginning. His customer service definitely wins my business.

  • Dave Hughes
    April 7, 2019

    Asked for the same info multiple times. Didn't acknowledges responses to his queries.

  • Raghu Raman
    April 6, 2019

    Jay provided various details and suggested best options.

  • Zubair Mohammed
    March 24, 2019

    Amazing service. Jay is awesome and very knowledgeable. I can say unbeatable customer service. I will recommend them to all my family and friends.

  • Sally Elsadek
    February 21, 2019

    Good info provided

  • Srikarthikeya Challa
    February 13, 2019

    He is good an knowledgeable

  • Ludwig Dobmeier
    February 11, 2019

    rate on line did not match rate quoted

  • Zohra Khan
    February 9, 2019

    Great service and followed up.

  • Sandy Wong
    January 24, 2019

    Respond in time but not very helpful in helping us with our quote and he did not ask much detail about situation. Got better service with another financial company

  • Brent
    January 20, 2019

    Honest feedback

  • Rainnia Iwaszkiw
    December 12, 2018

    Very thorough, clear, concise and provided me answers quickly

  • P Dhar
    December 10, 2018

    Quick response, very well informed

  • Les Salik
    December 1, 2018

    Knowledgeable and provided good advice.

  • James Grace
    October 6, 2018

    Jay was quick to follow up -- however I had already decided on an other provider.

  • Tony Ghoman
    August 8, 2018

    Great customer service. Honest and up front.

  • Tommy
    July 31, 2018

    Professional in nature in terms of business knowledge..thank you for your time..

  • Ronnie
    July 30, 2018


  • Michael
    July 26, 2018


  • Shirley L Clark
    June 23, 2018

    Still waiting to hear back, he said 3 business days and I should have heard from him today but nothing

  • Martin Malette
    June 13, 2018

    Good job. Very professional.

  • Mukesh Puwar
    June 8, 2018

    very good

  • Anees Khan
    June 7, 2018

    Jay is very knowledgeable agent

  • Ettienne Zeelie
    June 2, 2018

    Very responsive and well informed.

  • David White
    May 16, 2018

    Very helpful and thorough. Responded quickly to everything.

  • Timish Shah
    May 4, 2018

    prompt response

  • Shannie Alvarez
    April 20, 2018

    Good info

  • Deepika
    April 16, 2018

    Agent was quite knowledgeable and gave us a generic advice. I really liked him.

  • Darshan Patel
    April 15, 2018


  • Holli Burrows
    April 15, 2018

    Agent was responsive and approachable. Good experience, but opted to go with a local broker known to friends.

  • Barb Racey
    April 15, 2018

    Quick response

  • Joanne
    March 24, 2018

    Jay was responsive with a call back and when we spoke he was clear and to the point. I appreciated that. Although we cannot do business today, I will keep ratehub and Canwise on my list to contact for my next mortgage.

  • Marsha Burton-amernic
    March 24, 2018

    Jay is Very knowledgeable and his advice was helpful, and he was not pushy.

  • Jason goldstein
    March 17, 2018


  • Alexina Crothers
    March 16, 2018

    Wasn't super helpful

  • Devendra Saha
    March 12, 2018

    Very good

  • Gwyn
    March 9, 2018

    Got a quick response

  • D.
    March 8, 2018

    He got in touch with me right away, by email.

  • Mary Pareta
    March 7, 2018

    Was quick to respond and diligent in his follow up

  • Emily
    March 6, 2018

    Quick response

  • Ryan Lanyon
    March 4, 2018

    I was surprised how honest and helpful the service was through a website

  • Arden Guler
    February 24, 2018

    Quick response and call back

  • Erez Koelewyn
    February 13, 2018

    The Agent was courteous, knowledgeable, and to the point. Just what I would expect.

  • Jennifer
    February 6, 2018

    Was helpful

  • Kadie E Gorman
    February 1, 2018

    Took time to explain and was no pressure. Very knowledgeable. Appreciated his care

  • Rohit
    January 31, 2018

    He was very knowledgeable and polite. Great to deal with

  • James Beland
    January 31, 2018

    Excellent service. Quick to respond. Friendly and professional. Was able to provide excellent rate but went with another broker as he was able to do just a bit better.

  • Michelle
    January 25, 2018

    Jay was very informative and helpful.

  • Michael Mckay
    January 25, 2018

    Exceptionally helpful. Went through multiple scenarios even though I wasn't committing to any purchase/product. Willing to explain differences between options to help me form my own decision.

  • Catherine
    January 24, 2018

    Helpful and not pushy

  • Nawras
    January 24, 2018

    Very informative and knowledgeable, gave me advice on what to do when it's to renew my mortgage.

  • Alicia Macdonald
    January 22, 2018

    Jay was great to deal with.

  • Sonja Swanson
    January 21, 2018

    He was polite and helpful on the phone.

  • Alastair Scott Walker
    December 14, 2017

    He phoned and responded to emails.

  • Warren Pineau
    December 12, 2017


  • Shamim
    December 6, 2017

    What a guy! He completely understood our circumstances and was exceedingly helpful

  • Anna
    December 6, 2017

    Informative and helpful answering my questions. Followed up with an email detailing our conversation and the "next steps" in the event our offer was accepted. Thanks!

  • Nathan
    December 6, 2017

    Jay was very helpful in getting us the best rate available. Would absolutely recommend! He saved us half a percentage point or more on our rate compared to the bank we had our mortgage with.

  • Ron
    December 4, 2017

    Quick to reply

  • Nigel Pronger
    November 30, 2017

    Great service. I will recommend to others

  • Fahim Khalid
    November 24, 2017


  • Jerome Arthur
    November 22, 2017

    Jay was good. He was always willing to answer the phone when I called

  • Amir
    November 11, 2017

    I prefer a face to face conversation

  • Eric Renteria
    November 2, 2017

    Good service

  • Wendy Kimpfell
    November 1, 2017

    very helpful, answered all my questions

  • Scott Watkins
    October 28, 2017

    Response within a day. No pressure, great rates!

  • Hugh Zhao
    October 28, 2017

    answer quickly

  • Scott Watkins
    October 28, 2017

    Response within a day. No pressure, great rates!

  • Gary Faykes
    October 21, 2017

    Very pleasant

  • Russell Ong
    October 21, 2017

    Just didn’t have enough time to get approved before mortgage term expired.

  • Tommy Wong
    October 21, 2017

    Professional and response fast

  • Jatinder
    October 5, 2017

    Good service

  • Ameet Gulabivala
    September 20, 2017

    Good professional advise. Print response. Very quick with doing what he said he would do.

  • Evangeline Talos
    September 18, 2017

    Great service!

  • Mohamed Abed
    September 16, 2017


  • Brian Reiber
    September 15, 2017

    Thanks for reviewing our application. In the end we found a better rate elsewhere but we appreciate your efforts.

  • JHA
    September 14, 2017

    Agent seems not too keen on my account as I see no effort on his part to really help. I was looking for renewal of my $300k mortgage.

  • Roy Co
    September 14, 2017

    Quick follow up and gives you the straight goods. No deceitful upselling.

  • Martyna Kopplinger
    September 1, 2017

    I only initially asked for preliminary rates I could potentially qualify for and received a quick and professional response.

  • Jesse
    June 29, 2017

    Very informative and honest.

  • Sergey Popov
    April 16, 2017

    Jay is good at explaining things to a 1st time buyer.

  • Juan Damasco
    April 15, 2017

    Quick response and good info

  • Nicole
    March 31, 2017

    Got back to me quickly. My renewal is not due for more than the 4 month period so he said he'd get back me closer to the 4 month date so the mortgage rate can be guaranteed.

  • Kiran Menon
    March 31, 2017

    Very helpful. I will do trades with him again.

  • Catherine Cheung
    March 25, 2017

    Very helpful with providing me info up front (I provided him with very limited info).... Great follow-up phone calls to address my questions

  • Leslie Major
    March 11, 2017

    very helpful and responded immediately to my request for a rate quote

  • Mike Fung
    February 28, 2017

    professional, attentive, polite

  • Brenden Chiarello
    February 23, 2017

    Very professional and helpful.

  • Joanna perez
    February 16, 2017

    The service was really good thanks to Jay that assisted me very well.

  • Jen
    February 11, 2017

    Very helpful and knowledgable

  • Jaydeep Dave
    February 8, 2017

    Overall Good Details given

  • Amogh Agrawal
    February 3, 2017

    pretty clear knowledge.

  • Dustin S Wallace
    January 28, 2017

    Jay was very polite helpful and knowledgeable

  • Sondra
    January 28, 2017

    Was polite in listening and answering my concerns.

  • Lindsey Aull
    January 20, 2017

    Great customer service

  • Mark Baker
    January 15, 2017

    Quick response, seems willing to help.

  • Sheila Sundell
    January 13, 2017

    Not pushy, very friendly and helpful

  • Bryan Crosby
    January 7, 2017

    Jay was very quick and responsive in returning my inquiry. I had a pre-approval in 2 days.

  • Bobbie Kalsi
    December 5, 2016

    Easy to talk to. Courteous professional polite. Listened and advised.

  • Barry
    November 29, 2016


  • Kurtis Kube
    November 29, 2016

    Jay has been good. Available and willing to answer questions. Only comment is that this is our first mortgage in canada and it would've been nice to be walked through things a little more thoroughly. It's always better to feel coached through the process.

  • Nigel Martin
    November 25, 2016

    Jay got back to me about current rates and has been helpful in making an informed financial decision.

  • Norm Atha
    November 24, 2016

    He was honest.

  • Dan Zupancic
    November 20, 2016

    Good follow up.

  • Raymond Tam
    November 16, 2016

    Very informative and reassuring. Quick responses and good service.....oh yeh, found us a great rate for what we needed.

  • David Graves
    November 16, 2016

    Fast and courteous

  • Adile Chavush
    November 12, 2016

    He contacted me by phone and via e-mail promptly and with a very professional manner. I will contact him again in the future, I told him.

  • Masroor Khan
    October 18, 2016

    Great site for my common issues

  • Daniel
    September 8, 2016

    Jay is prompt to respond and pleasant to speak with.

  • Peter
    September 1, 2016

    Good service and great communication.

  • Ossama Abouassi
    August 27, 2016

    Jay was very helpful with all my questions

  • Lee Waddell
    August 5, 2016

    Jay was a great help! Unfortunately I got my maturity date wrong and didn't need the quote! I will definitely be back!

  • Leslie Scharf
    July 17, 2016

    Very knowlegable and friendly. Answered all my questions very professionally. Would not hesistate dealing with him in the future.

  • Max Kostromine
    June 24, 2016

    Very prompt communication and straightforward approach. Highly recommended.

  • Amrish
    June 19, 2016

    He was fairly talented and patient, answered all my questions.

Location Please ensure your location is correct in order to find the best rates available in your area.

Your privacy matters to us. We will not disclose your information to any unauthorized 3rd parties.

400 - 70 Richmond St. E
Toronto, Ontario
M5C 1N8
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