Portrait of Jay Goyal

Jay Goyal

Toronto Mortgage Agent

(150 reviews)
CanWise Financial A Ratehub Company Lic. 12530 Contact Now

For more than 14 years Jay has helped hundreds of his clients save thousands of dollars by helping them explore various mortgage options and choose the right mortgage products. For Jay, getting to know his clients and their financing requirements well is really important. In the past, Jay has worked as a principal broker for one of the largest independent mortgage brokerages in Canada and has also been a successful entrepreneur and investor. Jay has graduated in Bachelor of Engineering, has a certificate in Financial Services Underwriting with Honours from Seneca College, Toronto and has also got an MBA from IIM Ahmedabad, India.


  • Shannon
    April 11, 2020

    He was prompt in getting back to me.

  • Shannon
    April 11, 2020

    He was prompt in getting back to me.

  • Michael
    April 8, 2020

    Really helpful and nice guy. Was in no rush to answer my questions.

  • Shubham Gupta
    April 5, 2020

    best

  • Namrata
    April 1, 2020

    Very good understand and response for the information asked.

  • Manik Batra
    March 30, 2020

    Na

  • Andrew Tsioros
    March 14, 2020

    Great service Very knowledgeable Very helpful

  • Andrea Malo
    March 7, 2020

    I cannot give jay 5 stars as we have not connected on the phone yet. But he has been professional and attentive via email.

  • Joe Wyatt
    March 4, 2020

    Very knowledgeable

  • Kayla Mckay
    February 22, 2020

    Was a bit discouraging about our situation. And didnt really point me in any direction to improve my situation. Definitely will search for someone who's more open to helping us then just telling us it's not possible. Period.

  • Mayooran Velayuthampillai
    February 15, 2020

    He is very professional and informative.

  • Corey Lepine
    January 19, 2020

    She got back to me in a timely fashion and due to a change of plans I didn’t require the service any longer.IF in the future I require mortgage advice I will definitely use this avenue.

  • Henry Lam
    January 17, 2020

    Jag has been amazing and take the time to followup Best is he is honest and not all about forcing you i to things.

  • Manny Cordeiro
    January 12, 2020

    Very quick to get back to customers.

  • Yogesh
    January 8, 2020

    I am not sure how the dept ratio works but I got the Mortgage from the bank itself without any issue. which CanWise unable to do it. Communication from Jay was good, quick response

  • Amarvir Rekhi
    January 4, 2020

    To begin with he advised me to be with my current service provider as he could not give 2.49 or 2.59 rate as advertised

  • Douglas
    November 29, 2019

    Great service

  • Douglas
    November 29, 2019

    Great service

  • Jp Villanueva
    November 29, 2019

    prompt

  • Gursharan Singh
    November 26, 2019

    Very professional and helpful

  • Ali
    November 10, 2019

    Prompt response

  • Nilay
    October 29, 2019

    courteous and informative

  • Nafis Khan
    October 17, 2019

    Very helpful and Kevin is now leading the sale

  • Vijay Arora
    September 29, 2019

    Nicely asked about my house mortgage

  • Dilprit Shergill
    August 21, 2019

    He provided great information and was timely, can't ask for more.

  • Navnit
    August 16, 2019

    good

  • Nelson Chan
    August 14, 2019

    Jay was a straight and to the point. Knowledgeable and professional.

  • Mikhail Grigoryev
    August 4, 2019

    did not answered questions by email

  • Vijay Majagaonkar
    August 3, 2019

    Jay is very knowledgeable person and very helpful.

  • Miguel Calvin
    July 27, 2019

    Friendly, concise, professional.

  • Adam Dubeau
    July 13, 2019

    Thanks for your assistance

  • Bijay Son
    July 4, 2019

    He offered me different options for my renewal mortgage.

  • Kostyantyn Kulagin
    June 4, 2019

    Fast "no" answer. No options/advise provided.

  • Pritpal Lubana
    May 5, 2019

    Good

  • Sam
    April 28, 2019

    He is a professional and very helpful

  • Bharat Goyal
    April 20, 2019

    good agent.

  • Jitendrakumar Patel
    April 20, 2019

    no comments

  • Mareka Rooney
    April 9, 2019

    Jay has been a pleasure to work with and has made the whole experience smooth from the beginning. His customer service definitely wins my business.

  • Dave Hughes
    April 7, 2019

    Asked for the same info multiple times. Didn't acknowledges responses to his queries.

  • Raghu Raman
    April 6, 2019

    Jay provided various details and suggested best options.

  • Zubair Mohammed
    March 24, 2019

    Amazing service. Jay is awesome and very knowledgeable. I can say unbeatable customer service. I will recommend them to all my family and friends.

  • Sally Elsadek
    February 21, 2019

    Good info provided

  • Srikarthikeya Challa
    February 13, 2019

    He is good an knowledgeable

  • Ludwig Dobmeier
    February 11, 2019

    rate on line did not match rate quoted

  • Zohra Khan
    February 9, 2019

    Great service and followed up.

  • Sandy Wong
    January 24, 2019

    Respond in time but not very helpful in helping us with our quote and he did not ask much detail about situation. Got better service with another financial company

  • Brent
    January 20, 2019

    Honest feedback

  • Rainnia Iwaszkiw
    December 12, 2018

    Very thorough, clear, concise and provided me answers quickly

  • P Dhar
    December 10, 2018

    Quick response, very well informed

  • Les Salik
    December 1, 2018

    Knowledgeable and provided good advice.

  • James Grace
    October 6, 2018

    Jay was quick to follow up -- however I had already decided on an other provider.

  • Tony Ghoman
    August 8, 2018

    Great customer service. Honest and up front.

  • Tommy
    July 31, 2018

    Professional in nature in terms of business knowledge..thank you for your time..

  • Ronnie
    July 30, 2018

    Responsive.

  • Michael
    July 26, 2018

    Good

  • Shirley L Clark
    June 23, 2018

    Still waiting to hear back, he said 3 business days and I should have heard from him today but nothing

  • Martin Malette
    June 13, 2018

    Good job. Very professional.

  • Mukesh Puwar
    June 8, 2018

    very good

  • Anees Khan
    June 7, 2018

    Jay is very knowledgeable agent

  • Ettienne Zeelie
    June 2, 2018

    Very responsive and well informed.

  • David White
    May 16, 2018

    Very helpful and thorough. Responded quickly to everything.

  • Timish Shah
    May 4, 2018

    prompt response

  • Shannie Alvarez
    April 20, 2018

    Good info

  • Deepika
    April 16, 2018

    Agent was quite knowledgeable and gave us a generic advice. I really liked him.

  • Holli Burrows
    April 15, 2018

    Agent was responsive and approachable. Good experience, but opted to go with a local broker known to friends.

  • Darshan Patel
    April 15, 2018

    *

  • Barb Racey
    April 15, 2018

    Quick response

  • Marsha Burton-amernic
    March 24, 2018

    Jay is Very knowledgeable and his advice was helpful, and he was not pushy.

  • Joanne
    March 24, 2018

    Jay was responsive with a call back and when we spoke he was clear and to the point. I appreciated that. Although we cannot do business today, I will keep ratehub and Canwise on my list to contact for my next mortgage.

  • Jason goldstein
    March 17, 2018

    Great

  • Alexina Crothers
    March 16, 2018

    Wasn't super helpful

  • Devendra Saha
    March 12, 2018

    Very good

  • Gwyn
    March 9, 2018

    Got a quick response

  • D.
    March 8, 2018

    He got in touch with me right away, by email.

  • Mary Pareta
    March 7, 2018

    Was quick to respond and diligent in his follow up

  • Emily
    March 6, 2018

    Quick response

  • Ryan Lanyon
    March 4, 2018

    I was surprised how honest and helpful the service was through a website

  • Arden Guler
    February 24, 2018

    Quick response and call back

  • Erez Koelewyn
    February 13, 2018

    The Agent was courteous, knowledgeable, and to the point. Just what I would expect.

  • Jennifer
    February 6, 2018

    Was helpful

  • Kadie E Gorman
    February 1, 2018

    Took time to explain and was no pressure. Very knowledgeable. Appreciated his care

  • James Beland
    January 31, 2018

    Excellent service. Quick to respond. Friendly and professional. Was able to provide excellent rate but went with another broker as he was able to do just a bit better.

  • Rohit
    January 31, 2018

    He was very knowledgeable and polite. Great to deal with

  • Michael Mckay
    January 25, 2018

    Exceptionally helpful. Went through multiple scenarios even though I wasn't committing to any purchase/product. Willing to explain differences between options to help me form my own decision.

  • Michelle
    January 25, 2018

    Jay was very informative and helpful.

  • Catherine
    January 24, 2018

    Helpful and not pushy

  • Nawras
    January 24, 2018

    Very informative and knowledgeable, gave me advice on what to do when it's to renew my mortgage.

  • Alicia Macdonald
    January 22, 2018

    Jay was great to deal with.

  • Sonja Swanson
    January 21, 2018

    He was polite and helpful on the phone.

  • Alastair Scott Walker
    December 14, 2017

    He phoned and responded to emails.

  • Warren Pineau
    December 12, 2017

    Knowledgable

  • Nathan
    December 6, 2017

    Jay was very helpful in getting us the best rate available. Would absolutely recommend! He saved us half a percentage point or more on our rate compared to the bank we had our mortgage with.

  • Shamim
    December 6, 2017

    What a guy! He completely understood our circumstances and was exceedingly helpful

  • Anna
    December 6, 2017

    Informative and helpful answering my questions. Followed up with an email detailing our conversation and the "next steps" in the event our offer was accepted. Thanks!

  • Ron
    December 4, 2017

    Quick to reply

  • Nigel Pronger
    November 30, 2017

    Great service. I will recommend to others

  • Fahim Khalid
    November 24, 2017

    Good

  • Jerome Arthur
    November 22, 2017

    Jay was good. He was always willing to answer the phone when I called

  • Amir
    November 11, 2017

    I prefer a face to face conversation

  • Eric Renteria
    November 2, 2017

    Good service

  • Wendy Kimpfell
    November 1, 2017

    very helpful, answered all my questions

  • Scott Watkins
    October 28, 2017

    Response within a day. No pressure, great rates!

  • Hugh Zhao
    October 28, 2017

    answer quickly

  • Scott Watkins
    October 28, 2017

    Response within a day. No pressure, great rates!

  • Gary Faykes
    October 21, 2017

    Very pleasant

  • Tommy Wong
    October 21, 2017

    Professional and response fast

  • Russell Ong
    October 21, 2017

    Just didn’t have enough time to get approved before mortgage term expired.

  • Jatinder
    October 5, 2017

    Good service

  • Ameet Gulabivala
    September 20, 2017

    Good professional advise. Print response. Very quick with doing what he said he would do.

  • Evangeline Talos
    September 18, 2017

    Great service!

  • Mohamed Abed
    September 16, 2017

    Excellent

  • Brian Reiber
    September 15, 2017

    Thanks for reviewing our application. In the end we found a better rate elsewhere but we appreciate your efforts.

  • JHA
    September 14, 2017

    Agent seems not too keen on my account as I see no effort on his part to really help. I was looking for renewal of my $300k mortgage.

  • Roy Co
    September 14, 2017

    Quick follow up and gives you the straight goods. No deceitful upselling.

  • Martyna Kopplinger
    September 1, 2017

    I only initially asked for preliminary rates I could potentially qualify for and received a quick and professional response.

  • Jesse
    June 29, 2017

    Very informative and honest.

  • Sergey Popov
    April 16, 2017

    Jay is good at explaining things to a 1st time buyer.

  • Juan Damasco
    April 15, 2017

    Quick response and good info

  • Kiran Menon
    March 31, 2017

    Very helpful. I will do trades with him again.

  • Nicole
    March 31, 2017

    Got back to me quickly. My renewal is not due for more than the 4 month period so he said he'd get back me closer to the 4 month date so the mortgage rate can be guaranteed.

  • Catherine Cheung
    March 25, 2017

    Very helpful with providing me info up front (I provided him with very limited info).... Great follow-up phone calls to address my questions

  • Leslie Major
    March 11, 2017

    very helpful and responded immediately to my request for a rate quote

  • Mike Fung
    February 28, 2017

    professional, attentive, polite

  • Brenden Chiarello
    February 23, 2017

    Very professional and helpful.

  • Joanna perez
    February 16, 2017

    The service was really good thanks to Jay that assisted me very well.

  • Jen
    February 11, 2017

    Very helpful and knowledgable

  • Jaydeep Dave
    February 8, 2017

    Overall Good Details given

  • Amogh Agrawal
    February 3, 2017

    pretty clear knowledge.

  • Sondra
    January 28, 2017

    Was polite in listening and answering my concerns.

  • Dustin S Wallace
    January 28, 2017

    Jay was very polite helpful and knowledgeable

  • Lindsey Aull
    January 20, 2017

    Great customer service

  • Mark Baker
    January 15, 2017

    Quick response, seems willing to help.

  • Sheila Sundell
    January 13, 2017

    Not pushy, very friendly and helpful

  • Bryan Crosby
    January 7, 2017

    Jay was very quick and responsive in returning my inquiry. I had a pre-approval in 2 days.

  • Bobbie Kalsi
    December 5, 2016

    Easy to talk to. Courteous professional polite. Listened and advised.

  • Barry
    November 29, 2016

    Friendly

  • Kurtis Kube
    November 29, 2016

    Jay has been good. Available and willing to answer questions. Only comment is that this is our first mortgage in canada and it would've been nice to be walked through things a little more thoroughly. It's always better to feel coached through the process.

  • Nigel Martin
    November 25, 2016

    Jay got back to me about current rates and has been helpful in making an informed financial decision.

  • Norm Atha
    November 24, 2016

    He was honest.

  • Dan Zupancic
    November 20, 2016

    Good follow up.

  • David Graves
    November 16, 2016

    Fast and courteous

  • Raymond Tam
    November 16, 2016

    Very informative and reassuring. Quick responses and good service.....oh yeh, found us a great rate for what we needed.

  • Adile Chavush
    November 12, 2016

    He contacted me by phone and via e-mail promptly and with a very professional manner. I will contact him again in the future, I told him.

  • Masroor Khan
    October 18, 2016

    Great site for my common issues

  • Daniel
    September 8, 2016

    Jay is prompt to respond and pleasant to speak with.

  • Peter
    September 1, 2016

    Good service and great communication.

  • Ossama Abouassi
    August 27, 2016

    Jay was very helpful with all my questions

  • Lee Waddell
    August 5, 2016

    Jay was a great help! Unfortunately I got my maturity date wrong and didn't need the quote! I will definitely be back!

  • Leslie Scharf
    July 17, 2016

    Very knowlegable and friendly. Answered all my questions very professionally. Would not hesistate dealing with him in the future.

  • Max Kostromine
    June 24, 2016

    Very prompt communication and straightforward approach. Highly recommended.

  • Amrish
    June 19, 2016

    He was fairly talented and patient, answered all my questions.

Location Please ensure your location is correct in order to find the best rates available in your area.

Your privacy matters to us. We will not disclose your information to any unauthorized 3rd parties.

Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Get Directions