Compare Windsor car insurance quotes & save today

Windsor is known as the “Automotive Capital of Canada” more for its manufacturing, than the number of cars on the road (but that doesn’t make transportation any easier). The Detroit-Windsor tunnel is one of the busiest border crossings in North America, transporting as many as 150,000 people to and from work every day. If you’re commuting to the US for work, you need to make sure you have quality insurance that covers you in both countries. If you stay strictly local, it’s still possible to get into an accident with someone from Detroit. With all this in mind, the people of Windsor need to shop around for car insurance quotes to make sure they’re paying the best price and getting the best value.

Auto insurance in Ontario is a requirement. Private companies issue coverage, but the system is overlooked by the Financial Services Regulatory Authority of Ontario (FSRAO). This ensures rate increases are substantiated – simply put, an insurer can't raise rates without prior approval from the regulatory body. Rate increases also need to be backed by financial records.

Windsor (along with the rest of Ontario) also operates under a no-fault insurance system. This doesn't mean you'll never be deemed at fault after an accident. Instead, it means that you'll generally be making claims under your own insurer, regardless of fault. 

To learn everything there is to know about auto insurance in the city, be sure to read on. When you're ready, you can also compare personalized car insurance quotes to find your best rate. We can connect you with a licensed broker who will guide you seamlessly through the process of securing your Windsor car insurance policy. 

To further customize your car insurance, you can also add Ontario Policy Change Forms (OPCFs) to your policy. While the selection of endorsements may differ depending on the provider you choose, here are some popular options for Windsor drivers.

In Windsor, the average cost of car insurance is about $1,400 per year. Keep in mind, however, that rates are calculated based on your individual profile – to find the exact cost you'll be paying, be sure to compare personalized car insurance quotes with us. Below are three sample quotes our Windsor users received from us (last updated in March 2024).

It pays to shop the market for cheap Windsor car insurance. This is because different insurers offer different rates based on a list of personalized factors. Here, we cover a few main ones, so you can better understand how insurers come up with your quote.

While insurers are the ones that quote you, there are many steps you can take to make sure you're getting the cheapest Windsor car insurance on the market. Here, we cover ten different tips to help lower your premium.