Best 180-Day Non-registered GIC Rates

Rates subject to change, updated:

Whether you’re looking for a short-term redeemable GIC or long-term non-redeemable GIC, you’ve come to the right place. We shop and compare all financial institutions, to bring you a list of the best GIC rates in Canada. Find the non-registered GIC product that best serves your needs and we’ll help you open it.

Did you know that rates differ significantly between financial institutions, and within the various channels / methods where you purchase? Browse our Education Centre to learn about the GICs that best suit your saving needs.

GIC Rates that are eligible for a promotional offer are marked throughout the comparison chart with a promotional offer icon such as or . Click this box to show only GIC Rates that contain free promotional offers.

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Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

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Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

Hit enter or click outside the box to refresh your results
Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

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Location Please ensure your location is correct in order to find the best rates available in your area.
Rate Provider CDIC insured How to buy Total return
0.7% Yes Various $17.26 Get this rate Get more details
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
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[min-return-title] View details 		Yes No How to buy
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About National Bank

National Bank is the sixth largest bank in Canada. Additionally, National Bank’s GIC rates are competitive against Canada’s major banks. As a client, you’ll find that the bank’s financial services are supported by brick-and-mortar branch locations, in addition to online banking.

National Bank’s GIC rates

As one of Canada’s larger banks, National Bank offers a wide range of guaranteed investment certificates (GICs). Its products include fixed-rate and market-linked GICs, as well as a combination of redeemable and non-redeemable GICs. Term dates for each of National Bank’s GICs can vary from 30 days to five years. The interest rates for both National Bank’s non-registered and registered GICs are comparable with those offered by Canada’s Big Five banks. While the minimum investment for National Bank’s non-registered GICs is $1,000, it’s only $500 for a GIC in an registered retirement savings plan (RRSP) or a registered retirement income fund (RRIF).

Compare other National Bank products

Besides GICs, National Bank offers a number of banking products. Some of these include chequing and savings accounts, personal loans and mortgages, credit cards, and insurance.

Get the best GIC rates

Looking for the top GIC rates in Canada? National Bank offers rates comparable with the major banks but that shouldn’t stop you from searching for the rates that best serves your needs. You can start your search with our GIC comparison tools, which will help you find the best GIC rates from providers across Canada.

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