Advertising Disclosure

Last Updated: August 1st, 2017.

We believe that all Canadians deserve access to financial tools, education and product comparisons to make the best financial decisions. “Search smarter, save money” – that’s our mantra! And we offer all of our content for free.

So, how do we make money? Ratehub.ca receives compensation when our users connect with providers and/or are approved for products offered on our website. We also own and operate a mortgage brokerage, CanWise Financial, and are compensated for mortgages funded through the brokerage.

We more actively promote products that are tied to compensation, but our comparison tables and editorial reviews feature a mix of both compensated and non-compensated products, based on quantitative and qualitative assessments of the products. Products marked as “featured” in our comparison tables are compensated, and are ranked above those that are not compensated.

We strive to offer our users a robust list of the best products available in the market to compare, including those offered by Canada’s leading financial brands. Sometimes you may find products listed on other sites that are not listed on Ratehub.ca. We have a vetting process and only feature products offered by providers that can offer amazing rates and service to our large user base.

MORTGAGE STATEMENT

Advertisements using Ratehub.ca’s Mortgage Comparison Chart rates are based on the following assumptions: an excellent credit borrower looking for a home purchase loan for a single family home priced at $400,000 with a down payment of $60,000. While the Mortgage Comparison Chart is based off of those assumptions, the tool can be adapted to fit any other configuration and these figures are examples only. Terms and conditions may apply and your individual credit situation will play a factor in the rates and terms you would ultimately qualify for. Rates and Monthly Payment Amounts shown in the Mortgage Comparison Chart are examples only and do not take into consideration homeowners insurance or property taxes. For more details click here for Ratehub.ca’s Terms of Use. Further, data displayed in Ratehub.ca’s Mortgage Comparison Chart does not take into consideration your personal financial situation, appraised value of your home, actual credit score, income, existing debt, or other circumstances particular to an individual. The data displayed in Ratehub.ca’s Mortgage Comparison Chart are examples based on the limited information provided.

GENERAL STATEMENT

The fields at the top of our product comparison tables allow users to input details on their personal financial situation. Once inputted, the tables dynamically update to feature products best suited to the user. Terms and conditions may apply and your individual credit situation (income and expenses, assets and liabilities, and credit score) will factor in to the products you will be eligible for. Ratehub.ca’s product recommendations are based on the limited information provided by the user.

Once you you submit a request to connect with a provider, you have agreed to be contacted by the 3rd party provider and/or Ratehub.ca. Please click here if you would like more details on our Privacy Policy and click here for our Terms of Use.