Advertising DisclosureLast Updated: August 1st, 2017.
We believe that all Canadians deserve access to financial tools, education and product comparisons to make the best financial decisions. “Search smarter, save money” – that’s our mantra! And we offer all of our content for free.
So, how do we make money? Ratehub.ca receives compensation when our users connect with providers and/or are approved for products offered on our website. We also own and operate a mortgage brokerage, CanWise Financial, and are compensated for mortgages funded through the brokerage.
We more actively promote products that are tied to compensation, but our comparison tables and editorial reviews feature a mix of both compensated and non-compensated products, based on quantitative and qualitative assessments of the products. Products marked as “featured” in our comparison tables are compensated, and are ranked above those that are not compensated.
We strive to offer our users a robust list of the best products available in the market to compare, including those offered by Canada’s leading financial brands. Sometimes you may find products listed on other sites that are not listed on Ratehub.ca. We have a vetting process and only feature products offered by providers that can offer amazing rates and service to our large user base.
The fields at the top of our product comparison tables allow users to input details on their personal financial situation. Once inputted, the tables dynamically update to feature products best suited to the user. Terms and conditions will apply. All mortgages have specific qualification criteria including debt servicing ratios, credit, property value and property details. Ratehub.ca’s product recommendations are based on the limited information provided by the user.