Best Store Credit Cards

Earn bigger discounts, bonus rewards, and more free merchandise from your favourite retailers with the right store credit card.

No Minimum Income Required
Image of PC Financial® Mastercard®

Welcome bonus of 20,000 points for new users.

Apply for a new PC Financial Mastercard® and earn up to 115 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix.

When you use your President’s Choice Financial Mastercard you will earn an additional points 10 points per dollar.

Earn 10 PC Optimum points for every $1 spent everywhere else.

New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

No annual fee.

*Terms and conditions apply.

Purchase interest: 20.97%

Cash advance: 22.97%

Balance transfer: 22.97%

Credit recommended: 660+

Min. income: $0

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Best Points Multipliers
Image of PC Financial® World Elite Mastercard®

Welcome bonus of 20,000 points for new users.

Apply for a new PC Financial Mastercard® and earn up to 135 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

No annual fee.

All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial World Elite Mastercard, you will earn an additional 30 points per dollar.

Earn 30 PC Optimum points for every $1 spent at almost 2,500 stores across the country. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.

Earn 10 PC Optimum points for every $1 spent everywhere else.

Bonus of up to 3 cents per litre in PC Optimum points at Esso stations.

New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

*Terms and conditions apply

Purchase interest: 20.97%

Cash advance: 22.97%

Balance transfer: 22.97%

Credit recommended: 725+

Min. income: $80,000/yr

View Details
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