Best Rewards Credit Cards

Reward yourself for everyday purchases with today’s best rewards credit cards. Whether you are looking to collect more travel points, earn more cash back, or get more store credit, we’ve got you covered.

Best Welcome Offer
Image of CIBC Dividend® Visa Infinite* Card

Welcome Offer: Get 10% cash back for the first 4 statements on total purchases of up to $2,000. Plus get a first-year annual fee rebate ($99 annual fee)*

After that, get 4% cash back on eligible gas and grocery purchases

1% cash back on all other purchases. 2% cash back on Tim Hortons® and TELUS® purchases

No limit on the total cash back you can earn

*Terms and conditions apply

Purchse interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Income eligibility: $60k/ year

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Best Cash Back Rewards
Image of SimplyCash™ Preferred Card from American Express®

Earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership*

Earn 2% cash back when your Welcome Rate ends

No limit to the amount of cash back you can earn

Access to memorable experiences with American Express Invites®

Extensive insurance coverage and 24/7 Customer Service

$99 annual fee

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 21.99%

Balance transfer: 21.99%

Credit recommended: 660+

Min. income: $0

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Best Travel Rewards
Image of American Express® Cobalt™ Card

In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.

Earn a total of 10x the points for every $1 on eligible purchases made at (up to $500) in your first 3 months of Cardmembership when you apply by January 13, 2021!

Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada.

Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.

Earn 1 point for every $1 in Card purchases everywhere else.

Redeem points for any flight, anywhere and anytime with no restrictions.

$120 annual fee.

*Terms and conditions apply.

Purchase interest rate: 19.99%.

Cash advance: 21.99%.

Balance transfer: N/A.

Credit recommended: 660+

Min. income: $0

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Best No Fee Cash Back
Image of Tangerine World Mastercard®

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.

New Clients will receive a Balance Transfer promotion of 1.95% for 6 months (with a 1% fee)*

No limit on the amount of Money-Back Rewards you can earn.

Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit.

No annual fee.

*Terms and conditions apply.

Purchase interest: 19.95%

Cash advance: 19.95%

Balance transfer: 19.95%

Credit recommended: 725+

Min. income: $60,000/yr

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