Best Rewards Credit Cards

Reward yourself for everyday purchases with today’s best rewards credit cards. Whether you are looking to collect more travel points, earn more cash back, or get more store credit, we’ve got you covered.

Best Travel Rewards
Image of American Express® Cobalt™ Card

In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.

Earn 1 point for every $1 in Card purchases everywhere else.

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences.

$120 annual fee.

*Terms and conditions apply.

Purchase interest rate: 19.99%

Cash advance: 21.99%

Balance transfer: N/A

Credit recommended: 660+

Min. income: $0

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Best Cash Back Card
Image of SimplyCash™ Preferred Card from American Express®

Earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership*

Earn 2% cash back when your Welcome Rate ends

No limit to the amount of cash back you can earn

Access to memorable experiences with American Express Invites®

Extensive insurance coverage and 24/7 Customer Service

$99 annual fee

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 21.99%

Balance transfer: 21.99%

Credit recommended: 660+

Min. income: $0

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Best No Fee Rewards
Image of Triangle™ Mastercard®

New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money* when you make your first purchase at any of our participating retailers* and activate your new Triangle™ credit card.

Redeem* your CT Money® at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

Collect 5¢ (1) per litre back in Canadian Tire Money® at Gas* and participating Husky locations

Collect Canadian Tire Money® everywhere else you shop*

Equal monthly payments* on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

No annual fee

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $0

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