Best Mastercard Credit Cards

Check out the top-rated mastercard credit cards in the market. These cards give you all kind of perks. Apply for these cards today!

Best Rewards Card
Image of Triangle™ Mastercard®

New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money* when you make your first purchase at any of our participating retailers* and activate your new Triangle™ credit card.

Redeem* your CT Money® at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

Collect 5¢ (1) per litre back in Canadian Tire Money® at Gas* and participating Husky locations

Collect Canadian Tire Money® everywhere else you shop*

Equal monthly payments* on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

No annual fee.

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $0

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No Minimum Income Required
Image of PC Financial® Mastercard®

Welcome bonus of 20,000 points for new users.

Apply for a new PC Financial Mastercard® and earn up to 115 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix.

When you use your President’s Choice Financial Mastercard you will earn an additional points 10 points per dollar.

Earn 10 PC Optimum points for every $1 spent everywhere else.

New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

No annual fee.

*Terms and conditions apply.

Purchase interest: 20.97%

Cash advance: 22.97%

Balance transfer: 22.97%

Credit recommended: 660+

Min. income: $0

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Best Store Credit Card
Image of PC Financial® World Elite Mastercard®

Welcome bonus of 20,000 points for new users.

Apply for a new PC Financial Mastercard® and earn up to 135 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.

No annual fee.

All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial World Elite Mastercard, you will earn an additional 30 points per dollar.

Earn 30 PC Optimum points for every $1 spent at almost 2,500 stores across the country. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.

Earn 10 PC Optimum points for every $1 spent everywhere else.

Bonus of up to 3 cents per litre in PC Optimum points at Esso stations.

New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.

*Terms and conditions apply

Purchase interest: 20.97%

Cash advance: 22.97%

Balance transfer: 22.97%

Credit recommended: 725+

Min. income: $80,000/yr

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