Best Low Interest Credit Cards

Do you regularly carry a balance? Check out the top-rated low interest credit cards in the market. Apply for one today to save on interest and pay off your debt sooner!

0% Balance Transfer Offer
Image of CIBC Select Visa* Card

Welcome Bonus: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee* and a first year annual fee rebate for you and up to three Authorized Users.*

Reduce interest payments with a low interest rate credit card*

Enjoy an interest rate of only 13.99% on purchases and cash advances.

Use your CIBC Select Visa* Card to send money abroad - use your low-interest card to send a CIBC Global Money Transfer™. There are no transfer fees, and there is no interest if you pay your balance by the payment due date.

Valuable insurance included - Get accident coverage with Common Carrier Accident Insurance.

$29 annual fee (1st year rebate*)

*Terms and conditions apply

Purchase interest: 13.99%

Cash advance: 13.99%

Balance transfer: 13.99%

Credit recommended: 660+

Income eligibility: $15,000/yr

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Lowest Non-Promo Interest Rate
Image of BMO® Preferred Rate MasterCard®

Welcome Offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and BMO will waive the $20 annual fee for the first year*.

Enjoy BMO’s lowest interest rate of 12.99% on purchases and cash advances*.

Free extended warranty and purchase protection*.

Zero Dollar Liability: protects you from unauthorized use of your credit card*.

Worldwide acceptance at over 30 million locations.

$20 annual fee (1st year waived*).

*Terms and conditions apply.

Purchase interest: 12.99%

Cash advance: 12.99%

Balance transfer: 12.99%

Credit recommended: 660+

Min. income: $15,000/yr

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