In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.

Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada.

Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.

Earn 1 point for every $1 in Card purchases everywhere else.

Redeem points for any flight, anywhere and anytime with no restrictions.

You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).*

This offer is not available for residents of Quebec.

No annual fee.

Immediate cash access at over 1 million ATMs internationally.

Access to 24/7 customer service.

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances.

Income Eligibility: Any

*Terms and conditionsl apply.

Limited time offer: Earn up to 65,000 TD Points (a travel value of $325). Plus, first year no Annual Fee for the Primary and 1st Additional Cardholder. Conditions Apply. Must apply online by May 31, 2020.*

Earn 9 TD Points / $1 on travel booked online through Expedia For TD.

Earn 6 TD Points / $1 on travel booked over the phone through Expedia For TD.

Earn 3 TD Points / $1 on all other net purchases.

An extensive suite of travel insurance.

$120 annual fee (waived for the 1st year)

*Terms and conditions apply.

Purchase interest rate: 19.99%.

Cash advance: 22.99%.

Balance transfer: 22.99%.