Overview of the Neo Financial Mastercard Max
Detailed card summary
Benefits & features
- Earn an average cashback of 4-6% at thousands of local and national Neo partners including most major gas and grocery stores, restaurants, gyms, coffee shops, and more.
- Earn at least 1% cashback across all spend
- Purchase Interest- 19.99% – 24.99%,The standard rate on purchases and cash advances is dependent on our assessment of your credit application, credit profile, and your province. See your Cardholder Disclosure at time of application for your specific rate.
- Cash Advance Interest – 22.99% – 26.99%,The standard rate on purchases and cash advances is dependent on our assessment of your credit application, credit profile, and your province. See your Cardholder Disclosure at time of application for your specific rate.
- No annual fees with instant cashback rewards
- Apply in minutes – and if approved, you can use your Neo credit card instantly
View the rewards offered near you by downloading the Neo app
- Cash out your rewards 24/7 – no minimum thresholds.
- No overlimit fees if you accidentally go over your limit
- Receive proactive alerts and notifications to stay on top of things in real-time.
- Security in a click. Freeze or replace your card, turn off online transactions, and more, right in the app.
- In addition to your physical card, you can add your card to Apple Pay or Google Pay™ to make contactless payments with your smartphone.
- Upgrade with a monthly plan to our Plus or Max plan and earn an extra 0.5% – 1.0% cashback on all of your spend, plus up to 50% more at merchant partners. You’re never locked in to an annual fee and can switch plans anytime.
- Once you have a Neo credit card, easily open a Neo Savings account that earns you a higher interest rate on all your money. No minimum balances or monthly fees. Simply pay your Neo credit card with a few taps, make bill payments, make deposits, send and receive Interac e-Transfers®, all from one convenient place.
How to redeem
How to get approved
Whether you want cash back or travel points, lounge access benefits or roadside assistance perks – there’s a credit card out there that’s right for you. Find it in under 2 minutes.