
Emma Medeiros
Courtier hypothécaire Vancouver

Emma’s career has spanned over a 10 year period holding positions in the finance industry such as CIBC Mortgage Advisor, Mortgage Service Associate and Mortgage Underwriter. She enjoys keeping herself up to date on the changing real estate and mortgage markets in Canada. She also holds a reputation for keeping the clients best interest at the forefront of every interaction. This ensures her commitment of needs based solutions are provided to every client based on each homeowners financial picture and lifestyle. Emma looks forward to connecting with you to discuss your options.
- Chantal Levesque26 novembre 2020
- Chantal Levesque26 novembre 2020
Thank you for all your help and patience!
- Matthew Aaboe26 novembre 2020
very helpful and honest great person.
- Janusz Seweryn25 novembre 2020
Was very nice and informative
- Lori Kwok4 novembre 2020
Great service, fast and efficient.
- Michael Kellendonk1 novembre 2020
Emma was very proffesional, answered all of our questions and concerns. I believe she has all of the required paperwork to complete our mortgage renewal request. Assuming everything goes forward as discussed and on time it will have been a smooth experience. Thank you Mike Kellendonk
- Leo28 octobre 2020
Quick response
- Vincent Po26 octobre 2020
Can't really comment too much as it ends up I'm not really eligible for a mortgage proposal based on my situation. Although I'm able to get one through one of the bigger banks. But they did follow up quickly.
- Karen22 octobre 2020
Great response and information. Thanks
- Reihaneh18 octobre 2020
Good info
- Scott Reed18 octobre 2020
Emma was very helpful and informative.
- Derek Adduono11 octobre 2020
Emma is quick to answer any questions and is always on it for everything we ever needed.
- Shiraz Dindar24 septembre 2020
helped me understand things quickly and efficiently. the fact that your agents are non-commissioned is huge. thank you!
- Lars Ekelund16 septembre 2020
So far I have had 4 identical emails asking when I was available for a call, and then one personal email telling me to submit an online application without starting a dialog of any sort.
- Eva Yang11 septembre 2020
Emma is very informative and professional. She tailors to my mortgage needs and repayment plan that i am comfortable with.
- H. Wingrave10 septembre 2020
Agent returned my enquiries quickly and professionally.
- Zoran Komljenovic6 septembre 2020
None
- Johanna Desmazes27 août 2020
I haven't spoken with her yet.
- Judy Switzky19 août 2020
She gave me bad news, but could have been more empathetic.
- Tanya Devido10 août 2020
She was knowledgeable and informative
- Roopam Randhawa8 août 2020
GreAt
- Christine Walsh4 août 2020
contacted me promptly
- Aaron Reimer28 juillet 2020
Walked through the application with me and gave me a soft answer without hitting my credit so I understood where my budget fell before I start looking. The phone call was great, she was easy to understand and knowledgable.
- Joanne Norton-westwood27 juillet 2020
Emma was very quick in replying to my email and personable.
- Jeffrey Tan22 juillet 2020
She is kind, patient, and happy to explain things that I am still learning.
- Eva Radtke21 juillet 2020
Didn’t feel like she wanted to help
- Nova Thomsen19 juillet 2020
Quick to respond, answered my question promptly
- Blair18 juillet 2020
Emma was great to talk with and helped me go over multiple options. She provided a great rate and I'm looking forward to figuring out our situation and moving forward.
- Tamara17 juillet 2020
Great pre-approved in a timely fashion with a great interest rate.
- Larissa Ianson17 juillet 2020
My scheduled phone call was double booked so it took a little longer to get in touch but the service was wonderful once I made contact. Emma was very knowledgable and was clearly working to get me the bet rate possible!
- Arianne Forteza15 juillet 2020
Responsive to emails
- Mitch Stripp11 juillet 2020
Very friendly, great follow up.
- Sharon Henderson7 juillet 2020
i got a quick reply email asking for when a good time to call is, or i could call her. i replied by email with a good time... she didn't call. i received another email a day later with the same message so I tried to call this time and just got a voice message for the general number, not her direct line. No one called back. I then received a different email the next day asking for the best time to call and I replied to that email with times to call and the time zone, no call. i gave up
- Michael Cameron5 juillet 2020
Emma made her self easily accessible, was kind and super helpful in getting me the information I needed to make the best decision. Great service.
- Kathryn Pybus4 juillet 2020
Very prompt, friendly reply to request for mortgage info.
- Philip Carlson26 juin 2020
So easy to talk to and understanding.
- Pritpal Dhamrat19 juin 2020
good information
- Louisa Davis25 mai 2020
Called back and had great chat about rates and advice about fixed vs variable rates.
- Kristin Fedoruk7 mai 2020
I felt cut off with responses to my questions andshe quickly put my file on hold without me fully wanting to do that.I ended up staying with my current lender in a renegotiation... at some level I see my 140k renegotiation probably not worth the agents effort. I did have some questions/concerns over costs to switch and if I sold within a yr..questions on how idr calculated etc..
- Ewa Wernerowski1 mai 2020
Great communication
- John Joseph27 mars 2020
Could have sought my business. Was in a hurry to leave for another appointment.
- Erik Deutsch25 mars 2020
She was great- very helpful
- Matt Tudor22 mars 2020
Helpful but didnt get a follow up email.
- Richard Hobbs22 mars 2020
Would be 5, but I received notice about a special rate and when I responded asking details (by email) didn't receive a response. I don't know if the special was sent by Emma or just a mass email sent to all responding clients.
- Darran Chapman21 mars 2020
good and thorough
- Lynn Lilje21 mars 2020
Lots of emails no calls no return calls when I called there
- Chester Leung20 mars 2020
Fairly ok
- Shawn Fraser13 mars 2020
Very helpful
- Vladimir7 mars 2020
Very knowledgeable and helpful.
- Sarah Goodwin27 février 2020
Very friendly. Not too pushy.
- Madiha Jilani23 février 2020
Knowledgeable, very informative
- Yazmin Hernandez Banuelas20 février 2020
She was fast at reaching out and provided a quote of current rates.
- Ron19 février 2020
Excellent information and customer service.
- Ron19 février 2020
Excellent information and customer service.
- Sydney Spraggs14 février 2020
Emma and I managed to chat about rates of a mortgage I am about to renew. Emma was very helpful.
- Joshua Prior10 février 2020
Very responsive, is currently underway to give me the best rate on the market.
- Janet W1 février 2020
Emma was super friendly and helpful. She promptly gave me all of the information that I requested! Thank you Emma! I look forward to further business with you.
- Zissis Pedias26 janvier 2020
A breakdown should be given to potential mortgages 4 units 5 units 6 units different institutions have a different setup when you supply all your information from T1 generals tax yrs to lease agreement's It's not as simple as a set rate unfortunately a mortgage/ prime rate to gauge the investor is sometime used.
- Carol Faris22 janvier 2020
Prompt response to request for information. Honest and straightforward discussion of options to consider
- Ranjit21 janvier 2020
Really nice service.
- Jessa7 janvier 2020
Deal is not closed yet, this survey is just too early.
- Deb Temple5 janvier 2020
Knowledgeable
- Conrad Helten30 décembre 2019
She was very helpful and prompt in her response time
- Egberto Zanon28 décembre 2019
Great customer service skills.
- Erik Gretland28 décembre 2019
I recieved excellent advise
- K.surya7 décembre 2019
I was pleasantly surprised with the very thorough and informative response i received from Emma. In the response i knew what canwise was about and service they offered. Thank you!
- Bernie4 décembre 2019
great service
- Lilia Zilberman23 novembre 2019
Allways very precise and clear communications with Emma. commitment and knowledge are impeccable.
- Maria Miguel18 novembre 2019
Very prompt
- Simone Greaves17 novembre 2019
Informative. Waiting for confirmation of rates by email.
- Susane Macpheemanning17 novembre 2019
She has kept in touch with me and is waiting until I have the time to discuss our finances property. She has kept in touch through phone and email and comes across as very professional.
- John Morris16 novembre 2019
knows the product well
- Arthur Reilly16 novembre 2019
Friendly, knowledgeable, attentive. Great experience so far.
- Greg Chin23 octobre 2019
quick reponse
- David Kennedy22 octobre 2019
So far Emma has been very helpful.
- Eric Bourke4 octobre 2019
She has reached out a few times but I haven’t had time to connect.
- Fred29 septembre 2019
I received a call and although my bank came through for me I think it still put a lot of pressure on them as far as choosing not losing me as a banking customer and ratehub was a great choice and I’m sure I will use them in the future or recommend them to a friend. Today I was in touch with an employee who I gave the same advise to and I’m personally helping him find a place as we speak.
- Guillermo29 septembre 2019
Very kind and helpful rep
- Sterling Rollins21 septembre 2019
Emma was pleasant to deal with. She asked for me to contact her by phone to discuss my mortgage renewal. When I told her that I want more information via email first she provided it. Afterward, I told her that we're too far outside of our mortgage renewal window but that when we get to it I'll contact her over anybody else because she's demonstrated good faith in us.
- Matthias Schueller18 septembre 2019
I talked to a very knowledgable and polite advisor. She was honest about the service CanWise provides and helpful.
- Donna Holden14 septembre 2019
Emma was very helpful, thank you again.
- Jasbir Muker13 septembre 2019
Good company
- Shamsul Hoque11 septembre 2019
—
- Nick Georgopoulos8 septembre 2019
Knowledgeable and easy to deal with
- Mark Vokins22 août 2019
Ad was misleading
- Kam27 juillet 2019
Been very helpful regarding my enquiry for renewal of my mortgage
- Mike Abraham14 juillet 2019
In the process of getting more info on mortgages.
- David Douglas14 juillet 2019
Emma got back to me right away and was available when I called
- Joel Kok11 juillet 2019
Great service
- Polina Mullaeva6 juillet 2019
I would give “0” if it would be possible. Had to call on my own to Emma because she was 20 min late with scheduled phone call appointment. I attached my documents to my application, but she didn’t look at them. She only gave me general information that I could have on my own from website. Nothing helpful. Told that she will contact me back after she will review my attached documents, but one week later still didn’t hear anything from her. Very disappointed experience
- Mark Burton3 juillet 2019
Mortgage calculations made easy & paired me with a great local provider
- Morgan Lewington3 juillet 2019
Good communication. Friendly and informative.
- Elke Grafner3 juillet 2019
Great
- Desmond Carr19 juin 2019
Very professional, well spoken. Answered all my questions and gave me some direction on what to do with my difficult situation. Cheers Emma!
- Lee Hardy15 juin 2019
Super helpful, answered all my questions
- R,craig8 juin 2019
basically let me go without a fight, and after a hiatus of a month. You couldn't get a more solid client than me. One of two other lenders will get the spoils.
- R,craig8 juin 2019
basically let me go without a fight, and after a hiatus of a month. You couldn't get a more solid client than me. One of two other lenders will get the spoils.
- Belinda Karen Lyons2 juin 2019
Very helpful and gave me good information that helped me decided what to do. I will stay in touch until my renewal closes at end of September.
- Lauren29 mai 2019
The amount of times I was contacted was frustrating
- Brad Kerrigan24 mai 2019
Great so far. Very knowledgeable.
- James21 mai 2019
Very helpful.
- James21 mai 2019
Very helpful.
- Tatiana Pelin De Faria12 mai 2019
Great service
- Anthony Kershaw10 mai 2019
A very patient and informed broker. Great follow up, too.
- Maxym Naftulyev8 mai 2019
Agent tried to do their best!
- Linda8 mai 2019
The agent that reached out to me was Emma; she was professional and friendly on the phone however wasn't much of a help in terms of rates. The rates she quoted me was not good, and ironically I was able to get a much better rate by going directly to the bank.
- Rita Cisneros1 mai 2019
Great and fast communication. Very Helpful.
- Erwin Tariga21 avril 2019
i still waiting to contact me regarding my inquires i keep recieving email.
- Sara Beitschat19 avril 2019
Very knowledgeable
- Debbie Griffin16 avril 2019
Emma was very pleasant and thorough. She followed up very efficiently. Under different circumstances, I would consider using her experience for another mortgage.
- Lucia Mravcakova14 avril 2019
I was impressed by how quickly Emma responded, first with a phone call, then a follow-up email, after I first got in touch. I found her to be very accommodating and competent.... Provided me with a list of documents needed during one of our first interactions......just how I like getting things done! My husband is dealing with his bank in Calgary, AB at the moment and I must say they could learn a thing or two about competency and customer service from Emma.
- Kathy Vallance28 mars 2019
Very speedy service, took it into her own hands to get documents forms my realtor saving me the hassle and has gone to bat for me with my credit. My only comment would be the customer service skills of the company in general were below the usual. Such as being rushed when in the phone and being talked to in a condescending manner. Sadly this seems to be the service you get anywhere now a days.
- Dpurss9 mars 2019
Emma was ok
- Abhram Gonzales8 mars 2019
Excellent communication!
- Darwin Pichette8 février 2019
Very helpful and informative
- Sue Harper27 janvier 2019
nothing
- Mihaela Serbanescu23 janvier 2019
Very proffesional and knowleageable agent.
- Ioan Cristurean21 janvier 2019
an immediate follow-up, very helpful explaining my options
- Matthew Asselstine25 décembre 2018
Fast to connect with me and has been in consistent communication with me.
- Jere Tarnowski16 décembre 2018
Emma let me know the costs and documentation required. She noted that I should try my existing institution as they may be able to break the mortgage with reduced fees.
- Ronak Badheka16 décembre 2018
She is good and has been very helpful
- Ben8 décembre 2018
excellent manners and serves.
- Tuan Le7 décembre 2018
Agent said will follow up but did not call back. If you can keep your words, no one would trust to do business with you
- Stephanie Viaje29 novembre 2018
She was very professional and very informative.
- Riyaz Karimjee28 novembre 2018
Very knowledgeable and personable.
- Matti22 novembre 2018
Helped
- Manisha Rajora9 novembre 2018
Very helpful and knowledgeable
- Elisabeth Lenarduzzi3 novembre 2018
Very helpful and informative
- Kit Ying Lee3 novembre 2018
No comment
- Colleen20 octobre 2018
Emma was super helpful and knowledgeable,
- Daniel Strzelecki14 octobre 2018
The services was good, but came with some serious miscommunication. I received a good rate, but was informed that CMHC would not insure the mortgage on my home. I reached out to CMHC to fins out why that was and I was informed that information was incorrect. Now I am not sure where this offer stands...
- Andrew Nelson10 octobre 2018
Very helpful
- George And Doris28 septembre 2018
She was not able to help us, because my pension it is small
- Mat Roersma20 septembre 2018
Emma has done a good job, while some communication seemed slightly rushed our deal was very quick which I credit to her. 4.5 stars
- Lorraine Plumley7 septembre 2018
Emma answered all our questions
- Rob Penner19 août 2018
N/a
- Hovig Astourian7 août 2018
Emma is amazing, very knowledgeable and very friendly.
- Fred20 juillet 2018
I
- Kelsie Trafford11 juillet 2018
Good for the limited interactions we had
- Chad Wardman1 juillet 2018
Patient but persistent, she is working to get us the condo we would otherwise not be able to get with others.
- Jaime Hunter30 juin 2018
Returned my call and all emails in timely manner .
- Elain23 juin 2018
Emma was very knowledgeable.
- Umang Patel8 juin 2018
She was all right. I was willing to work with all possible options. I am well educated banking professional who understand all aspect of financing personal and commercial real estate very well. Emma was on the down side who was keep coming back that I will not qualify for the amount I am seeking, I was the one who was giving her options for all the possible ways to make it work. I know my mortgage is well under TDS GDS guidelines and any Institution will pick up my file based on my Credit score, Strong stable Income, No other Debt etc. She almost told me she wont waste her time putting my application. I guess she was all right, Just need more willingness to make it work, because not everything is going to fit straight up into the check boxes.
- Harman17 mai 2018
It is the best site to meet different mortgage expert under one roof.
- Sarah17 mai 2018
too many emails
- Jorden Bryer4 mai 2018
Very nice young lady. Quick and efficient. Seems like she's very busy at her job but does great work!
- Kevi Remple19 avril 2018
Friendly and got back to me quickly.
- Soono Chae17 avril 2018
I haven't expected to get any reply for my application but make Emma sent email every day to connect with me and I got a feeling that she really wants to help me. I appreciate about it.
- Ricardo Rivera17 avril 2018
It did not help me !
- Nicole Quigg14 mars 2018
Emma was very helpful and answered all my questions regarding renewing our mortgage and other options that I asked about. Thank-you for your professional advice, Emma! Nicole
- Dave Conroy6 mars 2018
Friendly, Attentive, does what she says she will do.
- Rose6 mars 2018
efficient and helpful
- Anna De Crem2 mars 2018
Very friendly agent
- Aliya Essa28 février 2018
She hung up and never called back. I tried and wasn't successful.
- Gloria Rendell22 février 2018
Very quick to respond. Sorry that you could not help earlier, because my mtg does not come for renewal before Sep.18.
- Claire6 février 2018
She called me the next day after I submitted request online, and answered all my questions. She also gave me a follow-up call in a week to see if I have any accepted offer.
- Gabriel Figueroa30 janvier 2018
No star at all!. After explaining the Broker Mrs. Medeiros, She said that She was going to a meeting and that She was going to call me back. She never did it. Very unprofessional from Her part. How your Company will do business if you have people like Mrs. Medeiros not striving to help a future Client?
- Suman30 janvier 2018
Good job
- Jacob Rebel26 janvier 2018
trouble contacting eachother
- Alexandre Rondeau25 janvier 2018
The agent couldn't help me and didn't seemed interested in most likely because my mortgage amount was too low and her commission wouldn't have been good enough to value her time. She made me feel like a second class citizen
- Sabeena24 janvier 2018
Very timely correspondence
- Samer Akouri24 janvier 2018
Was a bit rushed on the call. I didn’t have my info in front of me so wasn’t prepared. Hoping the second call is more beneficial
- Andrew Broadley24 janvier 2018
EMMA was very quick to get back to me, I was just able to find a lower rate elsewhere. AB
- Bindy Sangha19 janvier 2018
very helpful and very friendly
- Laris Grikis17 janvier 2018
Emma was very persistent and once we made contact was very helpful in giving us advice on moving forward with mortgage renewal options.
- Brigitte Bourassa10 janvier 2018
Emma replied promtly, she was knowledgeable and professional... Sadly, she could not match the rate we got with a different institution.
- Heidi6 janvier 2018
Emma easily understood what we were looking for and was able to help us move forward in terms of a house mortgage.A callback has been scheduled to continue the process... I appreciate that initiative.
- no name5 janvier 2018
the agent was persistant in trying to contact over holiday period both by phone and email however when the agent says she will not talk about rates in an email, when i have given all the details in an email, , it makes one feel as if it is some type of scam even though i am sure it is not---- in todays world , one does not want to waste time and texting or email helps speed up communication and not waste time--
- Lin Lin5 janvier 2018
Nice person
- Jamie3 janvier 2018
Emma has been great to deal with and we are still trying to work out the details.
- Michael Straub29 décembre 2017
Your agent responded to my request very quickly. She supplied the information I was looking for, and we carried on a short personal talk about the holidays and her schedule. Altogether a pleasant experience.
- Lumi27 décembre 2017
Thanks for the quick call back!
- Randolph23 décembre 2017
Great agent, friendly and provided good customer service. The call was lost but she called back right away.
- Kerry Murray14 décembre 2017
Emma was quick to get back to me and was very helpful.
- Blair Mcfarlane13 décembre 2017
The clarity in information provided was second to none.
- Brian12 décembre 2017
Emma suggested i wait until closer to my mortgage term ending to get the information i needed. She was helpful.
- Caroline Wendling9 décembre 2017
Quick response by phone and follow up email to my inquiry. however I haven’t gone any further than initial contact, so do not know of their service yet.
- les ott1 décembre 2017
Still working on this list.
- josh grahame30 novembre 2017
Great persitance
- Karen Kong26 novembre 2017
I received a call from Emma the same day I requested a call from Canwise through their website. I was impressed with how fast they got back to me. Emma gave me some quotes with respect to the fixed rates I asked about. I told her to call me back next week so I could talk to my husband. Also I couldn't renew my rate until next Thursday anyway, so she was supposed to call me back on the Monday. She called back the Monday and I asked about a few other rate options. She gave me the info and I told her to call me back on Thursday and we can talk about it since that's the day I can put in my application for the rate. Thursday came about and she didn't call. On Friday I called her and left a message and she never called back. It's disappointing because I was going to go with the rate she offered. Now I need to find someone else to do my mortgage. Disappointing turn of events.
- Amy Chin23 novembre 2017
Agent is efficient and very knowledgeable.
- Paul Mak22 novembre 2017
She is very helpful
- Rosemarie Pongratz9 novembre 2017
She was not nice at all. I explained my situation and she came back and said we don't deal with trailers. I asked her why and she did not reply.
- Wanda Mandzuk9 novembre 2017
Emma is so personable and professional, She answered all my questions and did a grear job representing us, I will definitely recommend rate hub to anyone seeking g mortgage financing,
- Sarah4 novembre 2017
She was lovely.
- Chris Ishkanian27 octobre 2017
Got back to me promptly.
- Cheryl Bannoya22 octobre 2017
Prompt return calll