Credit Cards

To pay back debt or invest. That’s the question. And it’s top of mind for many Canadians now more than ever. Between historically-low interest rates, lockdowns driving a sharp decline in consumer spending, and online brokerages … Read More

If you’ve been carrying debt on your credit card that you can’t seem to pay off because of the monthly interest charges, you should consider using a balance transfer credit card to help you eliminate your … Read More

BMO is among Canada’s big five banks with a popular portfolio of over two dozen credit cards. So, it’s big news that BMO is making changes to its in-house rewards program as well as altering the … Read More

In October 2020, Capital One announced it would be scaling down its Canadian credit card portfolio by ending its long-standing partnerships with two retail giants: Hudson’s Bay and Costco. Four months later, and Hudson’s Bay has … Read More

If you’re shopping for a rewards credit card (or already have one in your wallet), odds are you’re familiar with what an annual fee is and have put considerable thought into how to avoid paying it. … Read More

Cash back credit cards do exactly what their name suggests: they refund a small percentage of your purchases either as a credit on your statement or as cash in your bank account. Each cash back credit … Read More

Every year, Ratehub.ca rounds up the best credit cards in the country to help Canadians wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards … Read More

Do you believe in the one? When it comes to credit cards, I’m a firm believer that there isn’t one single best credit card out there for everyone. In fact, in some scenarios, having two different … Read More

The average family in Canada spends over $12,000 on food every year. And with the COVID-19 pandemic changing everything from the way we shop to how global supply chains function, grocery bills are only expected to … Read More

Several retail and trade organizations are calling on the government to work with credit card companies to reduce online credit card transaction fees for small businesses. Small businesses are already suffering from lower profits because of … Read More