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The best store credit cards in Canada for 2023

Natasha-M 1
Natasha Macmillan, Business Unit Director - Everyday Banking

March 27, 2024

Store credit cards help shoppers save in addition to other perks such as extended warranty or purchase protection. If you are a frequent shopper at the retailer, signing up may be worthwhile. Here is our round-up of the best store credit cards in Canada.

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Best Store Credit Cards in Canada

If you’re a frequent shopper at specific stores, you’ll want to find out if they have a loyalty program so you can earn points to redeem on future purchases. Even better, you’ll want to explore store credit cards to see if any of them will accelerate your earnings further. Here are the best store credit cards in Canada for 2024.

Best overall store credit card

First year reward
$421/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

10% – 45% earn rate

Welcome bonus

$20

Annual fee

$0

Best store credit card for cash back

featured

Best for Flexible spending

First year reward
$836/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

0.5% – 10% earn rate

Welcome bonus

$100

Annual fee

$0

Best Costco credit card in Canada

First year reward
$379/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

1% – 3% earn rate

Annual fee

$0

Best credit card for USD shopping

featured

First year reward
$280/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

1.5% – 3% earn rate

Welcome bonus

$25

Annual fee

$0

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