True North Mortgage Mortgage Rates
Below you will find current True North Mortgage mortgage rates, which you can compare against the rates of other mortgage brokers and lenders.
| 5-year Variable |
3-year Fixed |
5-year Fixed |
10-year Fixed |
|
|---|---|---|---|---|
| True North Mortgage Mortgage Rates |
2.50%
Prime - 0.50 
True North Mortgage |
2.49%
True North Mortgage |
2.74%
True North Mortgage |
3.64%
True North Mortgage |
| Best broker Mortgage Rates |
2.50%
Prime - 0.50
True North Mortgage |
2.49%
True North Mortgage |
2.74%
True North Mortgage |
3.64%
The Mortgage Centre - Tridac Corp Ltd |
| Market Best Mortgage Rates |
2.50%
Prime - 0.50
True North Mortgage |
2.49%
True North Mortgage |
2.74%
True North Mortgage |
3.64%
The Mortgage Centre - Tridac Corp Ltd |
| Compare | See All |
See All |
See All |
See All |
True North mortgages
True North is unique in that it has standalone retail locations in high-traffic areas similar to banks. So, you can walk in and speak with a mortgage specialist at your convenience. Unlike independent brokers, True North mortgage specialists are salaried and rigorously trained, which the brand assures translates to a less pressured and haggling experience.
True North has access to multiple lenders and uses their volume discounts to pass on low mortgage rates directly to you. Plus, True North will cover your appraisal costs and has a rate match guarantee.
Some of the mortgage products True North offers are described in more detail below.
- First-time home buyers. True North can guide you through every step of the home buying process with low rates and expert advice.
- Refinancing. Consolidate your debt at a lower interest rate or tap in to your home equity.
- Renewals and transfers. Do not just take the rate in the renewal notice offered by your lender. True North can shop around for you and make sure you get the best rate at every stage of your mortgage.
- Investment properties. The financing requirements on investment properties are different than with a traditional mortgage, and a True North specialist can find flexible solutions that work.
- Vacation and second homes. Make that vacation home dream a reality with the guidance of a True North professional.
- No Income Verification. Self-employed individuals face more rigorous financing challenges than the traditional home buyer, but No Income Verification loans provide the opportunity for a borrower with a good credit score to purchase a mortgage without verification of income. Typically, these require a significant down payment (35%), but can still achieve an attractive interest rate, sometimes only tenths of a percentage point higher.
- Newcomers to Canada. Insured financing is available to borrowers with permanent and non-permanent residence status, helping newcomers realize their dream of homeownership in Canada.
- Home equity. You can use the equity in your home to get a secured line of credit, to be used for any purpose, whether it be investing or renovating.
- Other mortgage products include:
- Cash back mortgages
- Construction mortgages
- Raw land purchase
- International home purchase
- And more.
True North also provides a mortgage renewal reminder and mortgage newsletter to maintain ongoing relationships with clients.
Connecting with a True North mortgage broker
You can fill out an online application on the True North website, which takes 15 minutes or less, call a local branch, or simply walk in to one of True North’s convenient retail locations to connect with a mortgage specialist.
About True North Mortgage
True North Mortgage opened its doors in 1999 in Calgary, Alberta, and now has four standalone offices in major cities, serving individuals throughout Canada.