Review: BMO Air Miles MasterCard Credit Card

Bassel Abdel-Qader
by Bassel Abdel-Qader March 6, 2016 / No Comments

If you want a credit card that lets you collect Air Miles without having to pay an annual fee, then the BMO Air Miles MasterCard is a great option. With American Express and BMO being the only two credit card issuers affiliated with the Air Miles rewards program, this card is one of three no-fee Air Miles MasterCards offered by BMO, and the one with the highest signup bonus.

If you’re interested in comparing the different Air Miles credit cards and the potential rewards/bonuses each one can get you, check out our Air Miles calculator, and take a look at how we calculated the value of an Air Mile to see how to make the most of your rewards.

The reason this card is one of BMO’s most popular credit cards, as well as one of the best no-fee travel cards currently on the market, is the huge sign up bonus: if you apply for this card through RateHub.ca before April 30, you’ll earn 800 bonus Air Miles with your first purchase. To put this into perspective, the other no-fee Air Miles MasterCards have a signup bonus of 400 miles, while the only no-fee American Express Air Miles card offers 500 miles with your first purchase.

With the BMO Air Miles MasterCard, you’ll earn 1 Air Mile for every $20 made in purchases. Additionally, using this card at Shell gas stations across Canada will earn you 1.25 miles, and using the card at Alamo Rent A Car or National Car Rental will get you 1.5 Air Miles.

As with all other Air Miles credit cards, you have the opportunity to earn miles twice when you present your Air Miles collector card while shopping at Air Miles sponsors, including Shell, Jean Coutu, Pharmasave, Rexall Pharma Plus, Staples, Lowe’s, and Rona. You also have the ability to add additional credit cards to your account for free so you can earn miles even faster.

Finally, this card comes with extended warranty insurance for items up to a maximum of one year, as well as purchase protection coverage against theft or damage for 90 days from the date the item is purchased. If you want extra coverage, you can choose from a comprehensive set of medical or travel insurance options for your next trip.

What do you like about the BMO Air Miles MasterCard? Let us know in the comments section below!

BMO Air Miles MasterCard

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  • No annual fee
  • Earn 1 Air Miles reward mile for every $20 that you spend
  • Get 500 bonus Air Miles after you make your first purchase and if you apply before April 30
  • Get up to a 25% discount at National Car Rental and Alamo Rent A Car