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How it works on Ratehub.ca

  1. Compare

    Tell us about your mortgage needs and we'll show you personalized rates from Canada's top banks and lenders.

  2. Apply

    Choose the best rate, complete your online application and book a phone appointment with one of our award-winning mortgage experts.

  3. Close

    Upload your documents online and your personal mortgage expert will complete your mortgage from start to finish.

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Close your mortgage with Ratehub.ca

Ratehub.ca is more than just the place to research and compare rates. You can close the best mortgage deal that's right for you, right here. Our award-winning mortgage experts will guide you through the entire process and take care of all the details. 

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  • 4 TIMES

    BROKERAGE OF THE YEAR

    The Ratehub.ca mortgage brokerage (formerly known as CanWise Financial) has been named Canada's Brokerage of the Year for four years straight (2018-2021)

  • $16+ BILLION

    IN MORTGAGES FUNDED

    We're the largest online mortgage company in Canada

  • 4.9 STARS

    ON OVER 10,000 REVIEWS

    The Ratehub.ca mortgage brokerage is Canada’s highest-reviewed mortgage company, with over 10,000 online reviews across Google and Facebook

  • 12 YEARS

    OF MORTGAGE EXPERIENCE

    We work hard to deliver Canadians the best mortgage experience from online search, education, rate comparison, online application and offline service, all the way to close

Trusted financial institutions we work with

Ratehub.ca calculators

Ratehub.ca education centre

  • Buying

    So you've made the decision to buy a new home! The first step is to figure out how much you can afford to spend.

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  • Renewing

    If your current mortgage is up within four months, now's the time when most lenders will allow you to start the early mortgage renewal process.

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  • Refinancing

    When deciding whether or not, you should refinance your current mortgage and replace it with a new one, there are a few important things to consider.

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  • First Time Home Buyer

    Buying your first home can be both exciting and stressful. It can also be very expensive, especially if you don't already have assets.

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What our customers are saying

  • Great place for calculators and articles!


    I like to use Ratehub to check for mortgage rates. They have great calculators and articles regarding mortgages and more. Easy to use and right at your fingertips!

    Morgan Lalonde

  • Best place to shop for mortgage rates!


    Best place to shop for your rates! Signed up for a mortgage on their recommendation and couldn't be happier. They make the process easy and save you thousands!

    Marc-André Surette

  • Great website that's easy to use!


    Great website! Helped me find a way better credit card than the one I had been using. Easy to navigate too !

    Adrienne Hays

Making dollars make sense

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