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Dominion Lending Centres
10-Year Fixed Mortgage Rate

3.69%
Dominion Lending Centres
Rates Updated:  
Rate hold:        Rate hold The rate hold is the time period, between 30-120 days, before your mortgage renewal date you are able to lock in the current mortgage rate. If rates go down further within this period, however, many lenders will honour the lower rate. 120 days
Prepayment options:        Prepayment options Prepayment options outline the flexibility you have to increase your monthly mortgage payments or make a lump sum outlay against your mortgage as a whole. According to the Canadian Association of Accredited Mortgage Professionals (CAAMP), 28% of mortgage holders used one or both prepayment privileges in 2010.
Increase Monthly Payment by:        Increase Monthly Payment by The monthly mortgage payment is calculated based on the mortgage amount, amortization period and the associated mortgage rate. A general affordability rule is that your monthly housing costs should not exceed 32% of your gross household monthly income. 20%
Lump Sum:        Lump Sum Lenders allow you to put a lump sum payment against your mortgage each year ranging from 0%-25%. A 25% lump sum prepayment privilege would allow you pay your mortgage off completely in 4 years. 20%

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About Dominion Lending Centres

9 - 665 Millway Ave Vaughan, ON L4K 3T8

See more reviewsFeatured Reviews

I have known Paul Poirier for just over 1 year now and in that period of time he has helped me with both the purchase and refinance of my first home. With over 10 years experience it is apparent that Paul is very knowledgeable and connected in the mortgage industry. While working with him he was able to answer any questions that I had and provided me with a referral to an excellent lawyer, which made my financing experience seamless. Paul is very patient and dedicated to his work as a mortgage broker. I would not hesitate to use him again and recommend him to my family and friends.

-Heather Sewell